President/Founder of MERC Capital Financial Advisor in Laytonsville, Maryland. I have guided and managed the financial affairs of local families and small business owners for over 25 years. I am a native of the Washington, DC/Baltimore area, and a graduate of Towson State University in Finance and Economics.My experience over the past 25 years has given me great knowledge in areas of wealth management, retirement, and estate planning. I hold a Series 7, 62, 63 and 65.Experienced at explaining the complexities of financial strategies in ways that are both meaningful and easy to understand, I take pride in designing creative solutions for each client's unique financial situation. Client portfolios are monitored through disciplined and coordinated review processes that commensurate with the levels of risk defined by each client's investment objectives.MERC Capital 9801 Washingtonian BlvdSuite 330Gaithersburg, MD 20878Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a Broker-Dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity.