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Michael B. Email & Phone Number

Sr. Credit Analyst at Automobile Acceptance Corporation at Automobile Acceptance Corporation
Location: Atlanta Metropolitan Area, United States, United States 7 work roles
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Current company
Automobile Acceptance Corporation
Role
Sr. Credit Analyst at Automobile Acceptance Corporation
Location
Atlanta Metropolitan Area, United States, United States
Company size
87 employees

Who is Michael B.? Overview

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Quick answer

Michael B. is listed as Sr. Credit Analyst at Automobile Acceptance Corporation at Automobile Acceptance Corporation, a company with 87 employees, based in Atlanta Metropolitan Area, United States, United States. AeroLeads shows a matched LinkedIn profile for Michael B..

Michael B. previously worked as Senior Credit Analyst at Automobile Acceptance Corporation and Credit Underwriter at Dealer Funding Llc.

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Email format at Automobile Acceptance Corporation

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Automobile Acceptance Corporation

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Profile bio

About Michael B.

Hands on professional with 20 years of progressive experience and responsibility with documented success in the areas of Management at various organizational levels. Articulate and creative, offering innovative and practical solutions. I'm assertive, self motivated, goal oriented, organized and efficient. Able to direct and lead others to produce desired results.

Current workplace

Michael B.'s current company

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Automobile Acceptance Corporation
Automobile Acceptance Corporation
Sr. Credit Analyst at Automobile Acceptance Corporation
riverdale, georgia, united states
Website
autoacceptance.com
Employees
87
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Company profile
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7 roles

Michael B. work experience

A career timeline built from the work history available for this profile.

Senior Credit Analyst

Current
Automobile Acceptance Corporation
  • Review, examine and underwrite loans to ensure soundness, business value and compliance to guidelines and company standards.
  • Analyze credit reports, product appraisals, and associated documentation.
  • Verify loan-to-value ratios along with completeness of application information.
  • Daily interaction with owners, finance managers, and different levels of car dealerships.
  • Maintain acceptable turnaround times for applications submitted for pre-approval.
  • Interact with Compliance, and Funding for problem resolution, and compliance concerns, as needed.
Jun 2016 - Present

Credit Underwriter

Dealer Funding Llc
  • Provide critical review of all auto loan credit applications and underwrite decision based on loan authority matrix, company guidelines and utilize judgment while remaining consistent with system generated score.
  • Oversee incoming/outgoing dealer calls and developed a solid business rapport to successfully resolve all noted issues.
  • Provide loan approval/denial to dealership and negotiated final terms.
  • Revisit all lending initiatives with dealers to obtain loan approval, and educate dealer of company program.
  • Perform underwriting duties and make buying decisions under company guidelines and policies.
Apr 2014 - Jun 2016

Collections Manager

Dealer Funding Llc
  • Directly responsible for managing a team of 24 full time collection representatives.
  • Ensure employees are both results oriented and team focused.
  • Make daily out-bound calls pertaining to the reconciliation and collection of delinquent accounts.
  • Answers all in-bound calls, providing assistance to customers making payments on past due accounts.
  • Utilize skip tracing techniques to locate customers.
  • Educate every customer about the status of their account.
Apr 2014 - Dec 2014

Customer Service/Technical Support Manager

Apple/Ibm
  • Responsible for managing a team of 15 customer service/technical support Reps.
  • Provides customer-centric solutions to all customer inquiries and merchandise concerns.
  • Providing quick and accurate resolution to customer’s technical and non technical issues over the phone.
  • Assist customers with assembling, configuring, installing, testing and repairing their hardware and software.
  • Generate tickets for problems that cannot be resolved over the phone.
  • Educate customers in product knowledge.
Jun 2013 - Apr 2014

Collections Manager

Check Depot
  • Directly responsible for managing a team of 7 full time collection representatives, 2 legal assistants, as well as overseeing collection activities in 12 standalone store fronts.
  • Report directly to the Senior Vice President with contacts at all levels of management.
  • Ensure employees are both results oriented and team focused.
  • Manage legal administrative functions to ensure all paperwork is processed efficiently and in a timely manner.
  • Recommend and implement programs and strategies to increase production as well as revenue.
  • Responsible for development and collections training of all new employees at corporate and store front level.
Jan 2012 - Jun 2013

Collections Manager

Valued Services
  • Directly responsible for managing a team of 16 full time collection representatives, and 1 legal assistant.
  • Manage all call center dialer operations, including scheduling, monitoring and analysis on all daily dialer campaigns to ensure optimum contact times and revenue collection.
  • Report directly to the Chief Financial Officer with contacts at all levels of management.
  • Ensure employees are both results oriented and team focused.
  • Support operational demands and business objectives through staff development.
  • Manage legal administrative functions to ensure all paperwork is processed efficiently and in a timely manner.
Dec 2007 - Dec 2011

Store Manager

Cash America
  • Coordinated and oversaw daily operations including collections, drawer changes, monetary transactions, bank deposits and nightly closings.
  • Demonstrated skillful communications, negotiations, and collection skills.
  • Maintained close personal contact with staff, customers, and corporate office.
  • Established effective leadership and encouraged team concepts.
  • Reviewed financial transactions and monitored budget to ensure efficient operation, and ensure expenditures stay within budget limitations.
  • Successfully handled daily operations of entire business during store hours.
May 2004 - Nov 2007
Team & coworkers

Colleagues at Automobile Acceptance Corporation

Other employees you can reach at autoacceptance.com. View company contacts for 87 employees →

BH Brigette Hyrams Brigette Hyrams Colleague at Automobile Acceptance Corporation Atlanta, Georgia, United States, United States View → MB Mithun Biswas Mithun Biswas Colleague at Automobile Acceptance Corporation Tinsukia, Assam, India, India View → DD Dhasarathan Dhasarathan Dhasarathan Dhasarathan Colleague at Automobile Acceptance Corporation Karur, Tamil Nadu, India, India View → SK Sunny Kumar Sunny Kumar Colleague at Automobile Acceptance Corporation Gaya, Bihar, India, India View → GA Grc Anbu Qc Grc Anbu Qc Colleague at Automobile Acceptance Corporation Chennai, Tamil Nadu, India, India View → BB Balaji Balu Balaji Balu Colleague at Automobile Acceptance Corporation Cuddapah, Andhra Pradesh, India, India View → MF Maria Ferguson Maria Ferguson Colleague at Automobile Acceptance Corporation Mcdonough, Georgia, United States, United States View → RM Ronald Matthews Ronald Matthews Colleague at Automobile Acceptance Corporation Atlanta Metropolitan Area, United States View → RY Rahul Yadav Rahul Yadav Colleague at Automobile Acceptance Corporation Aligarh, Uttar Pradesh, India, India View → BR Brian Rhode Brian Rhode Colleague at Automobile Acceptance Corporation Acworth, Georgia, United States, United States View →
FAQ

Frequently asked questions about Michael B.

Quick answers generated from the profile data available on this page.

What company does Michael B. work for?

Michael B. works for Automobile Acceptance Corporation.

What is Michael B.'s role at Automobile Acceptance Corporation?

Michael B. is listed as Sr. Credit Analyst at Automobile Acceptance Corporation at Automobile Acceptance Corporation.

Where is Michael B. based?

Michael B. is based in Atlanta Metropolitan Area, United States, United States while working with Automobile Acceptance Corporation.

What companies has Michael B. worked for?

Michael B. has worked for Automobile Acceptance Corporation, Dealer Funding Llc, Apple/Ibm, Check Depot, and Valued Services.

Who are Michael B.'s colleagues at Automobile Acceptance Corporation?

Michael B.'s colleagues at Automobile Acceptance Corporation include Brigette Hyrams, Mithun Biswas, Dhasarathan Dhasarathan, Sunny Kumar, and Grc Anbu Qc.

How can I contact Michael B.?

You can use AeroLeads to view verified contact signals for Michael B. at Automobile Acceptance Corporation, including work email, phone, and LinkedIn data when available.

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