A Disciplined Planning and Investment ProcessHighly experienced triathletes will tell you that physical training is only piece of the puzzle in putting together a winning performance. You also need prudent planning and intelligent thinking every step along the way. Michael believes these principles are equally important in helping investors navigate their journey to financial success. For this reason, he follows a rigorous methodology in helping to put his clients on a course to their financial destination and helping them stay on track over time.Michael will conduct a thorough interview to obtain as much information about you as possible, such as your goals, risk tolerance level, time horizon and other considerations. From there, he will recommend for your account highly regarded investment managers that meet his strict criteria for risk-adjusted performance. Before putting your plan in place, he will discuss his recommendations with you and make sure you fully understand the overall strategy. Michael believes the more clients know about their plan, the more comfortable they will be staying the course in all types of market and economic climates. Keeping Pace with Your PlanOnce your plan is in place, Michael will meet with you regularly to keep you informed about your account and to help ensure your plan remains well-positioned in pursuing your short- and long-term financial goals. Should your investment needs change between meetings, or if he believes one manager may be better suited for your plan than another, he will also recommend changes that seek to maximize your portfolio’s potential, always with a keen eye on managing risk.This information is intended for use by residents of AZ, CA, DC, FL, GA, MA, MD, MI, NC, NH, NJ, NV, NY, OH, OR, PA, SC, VA, and WI only./*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social