Michael Evans Email & Phone Number

• Responsible for credit underwriting, loan structuring, and portfolio management for middle market and corporate commercial clients• Manage clients with revenues of $50MM+ on a $1 billion portfolio that includes loan syndications, participations, and enterprise value loans• Oversee the work performed by corporate banking analysts including loan covenant monitoring, reviewing of spreads, and completing credit presentations• Review outside and internal legal loan… Show more • Responsible for credit underwriting, loan structuring, and portfolio management for middle market and corporate commercial clients• Manage clients with revenues of $50MM+ on a $1 billion portfolio that includes loan syndications, participations, and enterprise value loans• Oversee the work performed by corporate banking analysts including loan covenant monitoring, reviewing of spreads, and completing credit presentations• Review outside and internal legal loan documents to ensure accuracy of approved loan terms and bank policies Show less

Greater Salt Lake City Area

• Maintained a complex loan portfolio of over $1 billion in loan commitments composed of middle market and corporate clients• Consulted with relationship managers and portfolio managers in preparing customer information for credit reviews, credit memos, and credit presentations• Completed credit presentations as well as assisted with loan underwriting responsibilities and managed loans through the approval and boarding process• Continuously monitored portfolio trends… Show more • Maintained a complex loan portfolio of over $1 billion in loan commitments composed of middle market and corporate clients• Consulted with relationship managers and portfolio managers in preparing customer information for credit reviews, credit memos, and credit presentations• Completed credit presentations as well as assisted with loan underwriting responsibilities and managed loans through the approval and boarding process• Continuously monitored portfolio trends through periodic financial statement spreading and analysis, loan covenant compliance testing, and quarterly reviews Show less

Rexburg, Idaho

• Led two teams of Research Associates in completing client requested projects • Built a sales dashboard in Excel using SQL and PivotTables for a company that has tens of millions in yearly sales • Determined the optimal manner in which to share the dashboard and up-to-date sales data with sales managers • Researched revenue models for a start-up company’s website to create a one-stop site for self-reliance and self-help • Created and distributed a survey to gather data for… Show more • Led two teams of Research Associates in completing client requested projects • Built a sales dashboard in Excel using SQL and PivotTables for a company that has tens of millions in yearly sales • Determined the optimal manner in which to share the dashboard and up-to-date sales data with sales managers • Researched revenue models for a start-up company’s website to create a one-stop site for self-reliance and self-help • Created and distributed a survey to gather data for website content and consumer research Show less

Gulf Coast Area

• Performed the work for over 200 contracts valued at approximately $750,000 each summer and sold additional services and upgrades • Set the regional standard for customer service and had an account service percentage that was in the top 5 percent in the company each year

Master Of Science In Finance

Financial Economics

BYU-Idaho Investment Society Senior Analyst • Led a group of five junior analysts in managing $537,981 in short-term bonds.