Michael Morrish Email & Phone Number

Ann Arbor, Michigan, United States

Lead in the mentoring and coaching of the small business lending team, the loan origination team staff and other key MBC staff· Assist the Chief Lending Officer in creating business development strategies for the relationship managers and the small business lending team.· Provide mentoring and coaching to new and developing MBC relationship managers.· Lead.

Ann Arbor, Michigan, United States

- Work closely with manager & internal partners to facilitate the development of new business relationships as well as develop prospects through lead lists and referral sources. Proactively play a vital role in the growth and development of the commercial lending portfolio.- Develop and maintain an accurate sense of market, understanding participating.

Ann Arbor, MI

- Work closely with manager & internal partners to facilitate the development of new business relationships as well as develop prospects through lead lists and referral sources. Proactively play a vital role in the growth and development of the commercial lending portfolio.- Develop and maintain an accurate sense of market, understanding participating.

Ann Arbor, MI

-Develop and maintain relationships with MBC CU's to assist with loan applications and generate additional business loan growth.-Facilitate high quality origination experience for borrowers, credit unions, and other internal partners.-Maintain relationships with credit union staff members and assigned portfolios to develop future business loan.

Ann Arbor, MI

-Manage a commercial loan portfolio of approximately $250 million, through working with Michigan Credit Unions and internal business partners to identity additional growth opportunities.-Review, evaluate, and mitigated credit risks associated with loans in my portfolio through applying sound and prudent lending practices.-Consistently review and monitor.

Ann Arbor, MI

-Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money to current and prospective borrowers. -Complete accurate and timely underwriting documents to submit to loan committees and individuals for approval demonstrating independent judgment, appropriate recommendations, and risk ratings..

• Completed formal credit training program in the fall of 2013.
• Member of Credit Analyst Leadership Group (CALG)o Identify with colleagues and senior management that the on boarding process for credit analysts was undefined and this lead to many inefficiencies and lost production.o.
• Assisted with managing the portfolio of new and existing clients through verification and analysis of financial, collateral information and covenant compliance.
• Participated in the underwriting process and prepared accurate, well organized analyses of various commercial borrowers, which included financial statement, projection analysis, relationship profitability, and risk.
• Completed written summaries of related industry, competitive, and credit issues and ensured that satisfactory risk profile was maintained.
• Prepared relationship data on commercial customers/prospects and accurately identified total bank exposure.

Responsible and accountable for the day-to-day operations, and risk management of the financial center. Responsible for the operational and referral activities of the customer service representative and financial service representative staff. Evaluate performance on a constant basis, providing counseling and guidance as needed; provide assistance to the.

Bachelor Of Science, Accounting

Bachelor Of Science (Bs), Accounting