Michael Williams Email & Phone Number

Sherman, Texas, United States

I manage a community branch with total assets of $195 million. I manage 2 commercial lenders and 1 portfolio manager. I currently manage a loan portfolio of $122 million for some of our best and largest customers. I am active in the community and work to develop new relationships and maintain and strengthen existing relationships. I work with our retail team to create camaraderie and develop an atmosphere of cooperation and teamwork.

Sherman, Texas, United States

Manage a loan portfolio with some of our largest and most important commercial relationships including relationships of $80mm. I work to grow those relationships and develop new relationships. Assist with managing all banks in the North Texas Division. Assist lenders with developing loan structures that comply with policy. Responsible for coordinating management reporting efforts in the North Texas Region.

Oversee a large loan portfolio in North Texas with substantial loan approval responsibilities. Guide the lending team in structuring loans that adhere to loan policy while continuing to promote substantial growth in the North Texas Region. Develop strategies for working through problem loans and classified assets. Manage through the COVID 19 pandemic while keeping classified and past due loans to a minimum.

Sherman, Texas, United States

Regional Credit Executive for Texas while with Landmark Bank. Landmark Bank was purchased by Simmons Bank in October 2019. I remained in a similar role with Simmons Bank. While with Landmark Bank, I oversaw a loan portfolio of $637MM. We experienced large loan growth during my time as the Regional Credit Executive while maintaining excellent asset quality numbers. I developed a good working relationship with the lenders in my market as well as our Chief Credit Officer. I was directly involved in reducing classified assets and non-accrual loans significantly during my tenure as the Regional Credit Executive.

Sherman, Texas, United States

Responsible for commercial loan growth. Worked to develop new commercial relationships as well as maintain existing relationships. Worked on business development strategies, plans for troubled credits, and assisted in plans to implement and improve lending processes. Managed a commercial loan portfolio.

Duncan, Oklahoma, United States

Worked to develop and maintain commercial lending and deposit relationships. Managed a consumer/commercial loan portfolio with relationships up to $5mm.

Lawton, Oklahoma, United States

Commercial lending. Responsible for loan growth of $8.5MM in 2 years.