Michael Windsor Email & Phone Number

Westlake Village, California, United States

• Managed monthly diagnostics, analytics and reporting of the $280 billion Consumer Mortgage portfolio to the Loan Loss Working Group Forecast. Collaborate with several cross-functional groups to incorporate mortgage.
• Strategized and developed data mart of 12 distinct data sources including loan history, actual loan losses, forecast model input, income, assets, unemployment and COVID Loan Relief data. Aggregate point in time and.
• Designed and implement a new credit risk reporting structure of the consumer mortgage portfolio data, key credit loss segmentation, and COVID Loan Relief Program data for over 75 reports for analysis and insights.
• Lead monthly consumer mortgage loan portfolio reviews of critical risk information providing analytical insights of changes and trends and risk watch list items.
• Contributed in the annual Comprehensive Capital Analysis and Review (CCAR) supporting document, review and examination prep for the federal regulators for the past 4 years.
• Transitioned the Loan Delinquency Transition Model that aligns forecasted delinquent loan balances with the forecasted credit events and prepayments.

Simi Valley, California, United States

• Managed 5 employees responsible for ensuring compliance of bank and loan loss policies for consumer mortgage loans. Emphasis on Federal Financial Institutions Examination Council (FFIEC) regulatory requirements and.
• Designed and executed 8 regulatory FFEIC compliance controls and reports to validate the completeness and accuracy of the federal regulatory requirements and financial charge-off process.
• Provided technical leadership assisting senior business leaders and management for the OverSight Loan Charge-off application to support the regulatory requirement changes.
• Led the User Acceptance Testing (UAT) initiative for the genesis loss eligibility application and additional 24 program enhancement releases, including SQL server migrations and data structure conversions.
• Strategized and executed semi-annual week-long training sessions, emphasizing shared knowledge, including cross-functional end-to-end process teams.

Calabasas, California, United States

• Additional AccomplishmentsMultifaceted experience in a variety of specialized skills:
• Credit Risk Management – Ensured data readiness for performing credit risk analysis and loss forecast for the CCLTV & Challenger Models, and HPIs and Delinquency Roll-Rates. Developed and implemented a SQL data.
• Accounting Operations Support – Managed 3 Associates and led the CLEAR consumer loan accounting system conversion parallel testing, reconciliations and user acceptance testing Strategized and implemented Disaster.
• Application Development – Completed Project Management tasks in the Technical Delivery Manager role for Business-As-Usual projects. Completed Forecasts, High-Level and Low-Level Design documents, Systems Analysis.
• Commercial Banking – Delivered monthly regional and 8 market executive strategic performanceassessment reports for Middle Market Banking [MMB] and Credit Products culminated from numerous data sources. Delivered.
• Regional Executive Metrics & Reporting – Delivered executive Hoshin strategic performance and metrics reporting for Commercial, Consumer, Business & Global Wealth for 6 region executives culminated from numerous data.

City Of Los Angeles

To Protect And To ServeDesigned and implemented 3 Community Policing Councils in the Foothill Area Division receiving Law Enforcement Program of the Year from the Attorney General for attaining 10%+ reduction in all crime across the board, and all community-police programs were distributed on a National COPPS video: Community-Police Council made up of.

Master Of Business Administration - Mba, Leadership, 3.89

Activities and Societies: President MBA Association, Charter President Sigma Beta Delta, Wall Street Student Achievement Award.

Bachelor Of Science - Accounting, Emphasis Audit & Corporate Tax

Activities and Societies: VITA - Volunteer Income Tax Assistance

Bachelor Of Science - Finance, Emphasis Corporate Finance & Investment

Activities and Societies: Student Registration Volunteer