Michael Hartman Email & Phone Number

Remote

• Served as a Consultant by collaborating with internal and external parties to negotiate and manage multi-million-dollar project workstreams with external clients. Combined data and financial analysis, fresh market.
• Uncovered… Show more Served as a Consultant by collaborating with internal and external parties to negotiate and manage multi-million-dollar project workstreams with external clients. Combined data and financial.
• Uncovered $364M in potential additional card spend/revenue for an entertainment company by providing strategic changes to credit approval rates and card spend categories.
• Garnered an additional $60M in potential card spend/revenue for an auto manufacturer, delivering innovative solutions and best practices for on-premise acquisitions while strengthening internal stakeholder relationships.
• Pioneered vast market research on 100s of cobrand cards and retailers for multiple clients, delivering current market trends for cobrand card offerings, best customer acquisition strategies, and digital app landscape.
• Stimulated expansion and facilitated cross-selling opportunities by collaborating with directors on white papers and thought pieces, crafting forward-looking strategic vision and devising actionable plans for client.

Remote

Supervised a revolving pipeline of 90+ projects within Commercial Banking Regulatory Compliance (CBRC), managing appointment of lead Compliance Offers to ensure CBRC coverage proactively maintaining consistent accountability and reduction of liabilities.HIGHLIGHTS:➥ Achieved 99% ‘yes’ coverage margin, mitigating potential issues through proactive and.

Remote

Exceeded lending targets and motivated a high-performing team. Leveraged exceptional financial acumen and in-depth industry knowledge to guide borrowers and underwrite loans while ensuring strict SBA compliance and regulatory guidelines were met. Built and nurtured client relationships in a high-volume environment and drove team success through coaching.

Remote

Influenced client experience with successful and positive but concise communication to resolve 100+ daily ticket queues of emails and chats from a wide range of business partners.HIGHLIGHT:➥ Forged invaluable partnerships with 20+ major retailers and tech titans, delivering unparalleled customer service excellence and cementing an exceptional review score.

Dallas, Texas, United States

Built lasting relationships with top real estate agents in the Dallas area while balancing competing interests and retaining confidentiality agreements, educating agents on financial processes and managing flow of commission disbursements.HIGHLIGHT:➥ Educated and empowered more than 400+ top-performing Dallas real estate agents, aligning them with.

San Francisco, California, United States

Acted as SME investigating 1K+ case works related to millions of fraudulent account openings, analyzing banker sales data and supporting documentation then drafting presentations of findings to leadership teams from managers to C-Suite.HIGHLIGHTS:➥ Championed a 25% increase in team efficiency by optimizing tools, data interpretation, and resource.

San Francisco, California, United States

Managed a portfolio of 150+ Small Business Administration (SBA) 7(a) loans, encompassing amounts ranging from $25K up to $350K, analyzing financial statements and hand-holding borrowers through the SBA loan process.

Irving, Texas, United States

Managed underwriting for car dealership loans and lines of credit, strategically analyzing general ledger, trial balance sheets, tax and CPA statements while utilizing due diligence software (Lexis Nexis, OFAC, UCC searches, etc.). Conducted deep financial analysis, partnering with executives at car dealerships and providing actionable insights to optimize.

Sydney, New South Wales, Australia

Delivered crucial preliminary risk analysis insights to the principal advisor, directly influencing strategic decisions for over 40 client portfolios in the realm of superannuation.HIGHLIGHT:➥ Streamlined data systems, consolidating all client information into a seamlessly accessible platform, enhancing operational efficiency and data accessibility.

Bachelor Of Business Administration - Bba, Finance, 3.61

Activities and Societies: Golden Key International Honour Society, Sigma Alpha Lambda Honor Society Cum Laude

Study Abroad- Finance & Economics

Global Leadership Program Certificate: Intensive workshop series focusing on international business, leadership, climate change, and.