WHAT WE DOWe provide budget coaching, advice, and mentorship designed to help middle class individuals and families win with money. Specifically, we teach our clients to (1) beat stress and anxiety, (2) build a safety net, (3) eliminate debt, and (4) retire with confidence.HOW WE DO ITWhether you work with us online or in person, we teach you the two most critical skills required to win with money - budgeting and spending. When you start planning your income and expenses, you’ll start making better decision with your spending. And, better decisions quickly lead to a better quality of life.Using our in-house budgeting application, you’ll quickly see what’s keeping you from achieving your goals. Through our coaching process, we’ll help you build a plan to overcome today’s challenges and move forward into a more secure financial future.NOTE: In getting things done, we strongly recommend taking one of our free online courses or scheduling a one-on-one coaching session to get you started on the right foot. This is especially true if you’re new to budgeting.PRICINGWe deliver our financial planning services for a flat monthly fee of $19.95 using technologies such as cloud computing, web conferencing, and our in-house web application.GET STARTEDIf you’re interested in seeing how we can help you, visit http://todayforward.com/sign-up.

Northern Kentucky University - PHE 112 - SkiingThis is an eight week course designed to teach students the fundamentals of skiing through a series of on-snow lessons and numerous drills that improve rotary, pressure, and edging movements. The group pictured began as high beginner skiers and after completing the course, are now capable of skiing beginner, intermediate, and advanced terrain.