Michael Charles Email & Phone Number

La Quinta, Ca, Us

La Quinta, Ca, Us

As your professional real estate expert, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience and contacts to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you getting the most out of selling your home I am here to guide you. If there is anything you need, please let me know.

Palm Springs, California, United States

Palm Springs Area Of California

La Quinta, California

You are in experienced hands with Michael Charles, whether you are a first time home buyer or a seasoned investor. I I have over 20 years experience in Real Estate/Mortgage and specialize in residential homes within the Coachella Valley and the surrounding communities such as Palm Desert, Palm Springs, La Quinta, Indio, Rancho Mirage, Indian Wells, and Cathedral City.I am known by my clients to be trustworthy and knowledgeable with a dynamic personality focused on business and getting the deal done. Whether my clients are looking for their dream home or want to sell their home quickly and efficiently, I use cutting edge technology and sophisticated marketing to make it happen.I have one primary focus, and that is the needs of my clients and their priorities such as budget, time frame and identify the perfect property to suit my clients dreams and lifestyle. I am committed to building long term relationships with my clients and provide help when needed even after the transaction is final. I have been a Notary Public for more then 20 years and have over 10,000 loans closed. I specialize in services for Title Companies and the Mortgage industry. As a Mobile Notary Public and Certified Loan Signing Agent. I provide notary and loan signing services at the location of your choice for your convenience. With everyone's busy schedules, traffic and gas prices, having a Notary come to you to sign and notarize your documents is the best way to go! My commitment to you is to provide the best customer service possible. Estate Planning - Trusts, POAs, Wills (prepared by an attorney) Wealth Management / Financial / Insurance Documents. Experienced, professional, knowledgeable and reliable--when you want it done right!

Costa Mesa, California

Meet with property managers for job walks and homeowners to discuss fencing and patiocover needs. Host monthly and annual trade shows throughout Southern California for CAIand CACM. Set up and host lunch and learns for the purpose of educating propertymanagers about various products and services throughout Orange County, San DiegoCounty, Riverside County and Los Angeles County. Attend all social functions through CAIand entertain property managers by taking them out for lunch and golf outings and othercreative activities. Develop relationships with repeat customers. Actively pursue newcustomer accounts by cold calling on HOA property management companies. Operatesoftware system to conduct sales, bids and estimates. Assist customers with fence andpatio cover building ideas and suggestions. Interpret and develop product specifications intocustomer orders and quotations. Maintain customer accounts by providing in-depth customerservice. Perform take offs and quotes for customers. Facilitate the ordering process frominput to shipping. Oversee customer accounts and collect payments to maintain establishedcredit terms. Meet established sales and revenue goals. Other duties as assigned.

Irvine, Ca

Analyze applicants'​ financial status, credit, and property evaluations to determine feasibilityof granting loans. Obtain and compile copies of loan applicants'​ credit histories, corporatefinancial statements, and other financial information. Meet with applicants to obtaininformation for loan applications and to answer questions about the process.Explain tocustomers the different types of loans and credit options that are available, as well as theterms of those services.Review loan agreements to ensure that they are complete andaccurate according to policy.Approve loans within specified limits, and refer loan applicationsoutside those limits to management for approval.Handle customer complaints and takeappropriate action to resolve them.Set credit policies, credit lines, procedures and standardsin conjunction with senior managers. Stay abreast of new types of loans and other financialservices and products to better meet customers'​ needs. Review and update credit and loanfiles. Submit applications toFannie Mae for verification and recommendation. Compute payment schedules. Confer withunderwriters to aid in resolving mortgage application problems. Market bank products toindividuals and firms, promoting bank services that may meet customers' needs. Work withclients to identify their financial goals and to find ways of reaching those goals. Negotiatepayment arrangements with customers who have delinquent loans. Analyze potential loanmarkets and develop referral networks to locate prospects for loans. Prepare reports to sendto customers whose accounts are delinquent, and forward irreconcilable accounts forcollector action. Supervise loan personnel. Interview, hire, and train new employees. Providespecial services such as investment banking for clients with more specialized needs.Arrange for maintenance and liquidation of delinquent properties. credit automated underwriting platforms through Freddie Mac or

Costa Mesa, Ca

As a Notary Public/Loan Closer I am specially trained to handle and notarize loandocuments. I was assigned over 100 loans a month to meet with the borrower(s) at adesignated location throughout Southern California usually at there home or office. As aNotary signing agent we are the critical final link to complete the loan and ensure that thereal estate loan documents are executed correctly by the borrower, notarized, and returnedfor processing on time. Completing this critical part of the loan process enables the loan to be funded.