Michelle Lecates Email & Phone Number

www.marykay.com/mlecates

Special Education 4th & 5th grade

Bridgeville, De

- Develops system to account for financial transactions by establishing a chart of accounts- Maintains subsidiary accounts by verifying, allocating, and posting transactions. - Balances subsidiary accounts by reconciling entries. - Balances general ledger by preparing a trial balance; reconciling entries. - Maintains historical records by filing documents. - Complies with federal, state, and local legal requirements by studying requirements; enforcing adherence to requirements; filing reports; advising management on needed actions. - Contributes to team effort by accomplishing related results as needed.

- Approve loans within specified limits, and refer loan applications outside those limits to management for approval.- Meet with applicants to obtain information for loan applications and to answer questions about the process.- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.- Review and update credit and loan files- Review loan agreements to ensure that they are complete and accurate according to policy.- Compute payment schedules- Handle customer complaints and take appropriate action to resolve them.- Negotiate payment arrangements with customers who have delinquent loans.

Responsible for performing collection activities in an effort to recover losses from assigned accounts; Locate and communicate with debtors via the telephone and written notices in order to obtain repayment in full or to establish acceptable payment arrangements; Resolve issues of a non-routine nature as necessary as well as perform skip tracing and contract observance functions to ensure compliance of all company, client, and federal and state regulations.

Serve alcohol in accordance with Delaware State Liquor laws-Responsible for serving approximately 25 patrons per dinner shift-Advise patrons on the details of a 15-entree menu-Trained servers in protocol and etiquetteEmployment while attending college

Master'S Degree, Special Education And Teaching, 3.91

Student commencement speaker Georgetown campus Spring 2013

Bachelors Of Science, Finance

Spanish Language & Cultural Studies