Micheál Mchugh Lib Q/Efa Email & Phone Number

Sligo

Rbs Capital Resolution [Ireland], Sligo Business Centre

Was a member of the management team who was responsible for the accelerated rundown of impaired assets.Managed down the higher risk assets in order to release capital through enabling assets for sales and supporting the overall deal execution process.Sought customer proposals and implemented approved debt settlement agreements.

Sligo Business Centre

Was a member of the management team who were the primary Bank representatives for day-to-day customer engagement as it related to debt restructuring.Actively managed a portfolio of cases to ensure that the restructuring business plan and credit strategy were being implemented and pursued to a satisfactory conclusion.

George'S Quay, Dublin & Sligo Business Centre

Ensured proposals were properly assessed in respect of asset quality, maintaining asset quality and early identification of stressed lending for portfolio of customers in the North West Area.

Head Office, Dublin

Exercised my delegated lending authority to assist the business to maintain and develop it's lending book in a controlled manner, and ensured the risks of lending proposals were properly assessed in respect of asset quality, Group policy and prudential management.Managed the quality of lending decisions by way of overview, control and supervision, identified stressed lending early and referred accounts to specialist areas.Assisted business managers in restructuring deals where initial assessment suggested credit risk was unacceptable, and sought to balance required standards with market pressures.Actively monitored performance against asset quality benchmarks and managed the Bank's asset growth aspirations with a balanced approach to asset quality and risk v reward.

Dublin

Monitored and controlled distressed lending, sought early return to good banking or exit of impaired assets, increase revenue through application of the Bank's pricing policy and improvement in asset quality in line with Group credit policy.

Member of Group-wide Credit Re-engineering Programme.Managed projects, inputted business cases, liaised with senior bank management and formulated business solutions.

Dublin

Was responsible for opening the pilot business centre, duties included: lending to SME businesses, credit assessment and analysis, application preparation, implementation of the Bank's business banking policy & procedures and business development.

Clonmel, Co Tipperary

Managed a portfolio of accounts (personal / small business), securities, implementation of the Bank's retail banking policy & procedures and business development.

Learned all aspects of branch banking and progressed through the ranks to Officer Grade in 1990 with responsibility for personal lending, securities, product sales and office administration.

Professional Diploma In Financial Advice Qfa [Ucd]

Diploma In Project Management (Distinction)

Joint Financial Services Diploma

Construction Studies

Education record

Certificate In Manual & Computerised Accounts (Distinction)

Certificate In Manual & Computerised Payroll (Distinction)