Michael Spooner Email & Phone Number

London & Norwich, United Kingdom

Created Investment Fund which returned over 23% in year one and 36 % over 2 years ,fund now up over 190% since inception in December 2012.Fund now over £125m with new Clients joining fund regularly all through personal recommendation.With our own personal money invested in the fund a different kind of investment experience, where we share the ups & downs of the Markets with our Clients.We consolidate multiple pensions for Clients who lack the time and expertise to do it for themselves.Based in Norwich & London Greensky Wealth Ltd is an independent Portfolio Management and Financial Advisory Group, established in 2009 and majority owned by its Directors and Employees. We advise individuals and Companies on Investments, Pensions, Commercial Property, Protection and Commercial Finance Solutions. We are unique in that unlike most other IFA's we have advisers who have worked in the City and traded in all of the major markets. Equities, Bonds, Fixed Income, Commodities and Foreign Exchange.With us there will be no conflicts of interest and no nasty hidden charges. Simply honest and truly independent financial advice. The way it should be.

U.K

- Present workshops in Financial Literacy and Financial life skills using a variety of media to students in schools, sixth form colleges and universities. - Support the creation of a database of key personnel in UK independent and state schools. - Pitch for and secure funding from UK blue chip companies.

Malta

VoiceCash is a trusted partner for reliable and cost effective international bank transfers and has an extensive network of correspondent banks and payment providers allowing the secure, fast and efficient movement of funds while providing transparency and savings for customers.In addition, VoiceCash has expertise in designing and delivering stored value solutions such as prepaid cards, vouchers and e-wallets enabling end-to-end payment solutions.Business partners and resellers gain a proven banking engine for international money transfer and cobranded stored value solutions.Consumer products and services include:- Online money transfer- Retail money transfer- Prepaid cardsBusiness solutions include:- Business payments- Co-branded MasterCard prepaid programmes- Retail money transfer agent

• Funded the Branch’s Asset Portfolio and supported client activity securing loyal client base throughout market turmoil. • Worked in a team of four within a branch of 40 staff and generated over half of the total branch income by successful asset/liability mismatch whilst never failing to meet budget.• Funded balance sheet throughout entire market difficulty without recourse to head office in Bonn.• Directed macro hedging of cash book using Futures and Options.• Managed micro hedging and positioning of the Branch’s FX risk.• Designed and priced GBP swaps to support the Branch’s commercial property lending business.• Trained junior and senior colleagues from Head Office in trading skills. • Member of a steering committee for the move from INGBHF.• Member of Credit Committee.

• Managed a six man team trading in FX and the Money Markets for products both on and off balance sheet. • Directed team of six to generate 25% of a large branch income generated by successful asset/liability mismatch, FX, Futures and Swaps trading. Never failed to meet budget.• Supported and priced for banks’ clients in Money Market placements.• Negotiated brokerage deals for branch.• Trained staff on trading skills.

• Reported to Treasurer and managed a team of six tasked with providing FX pricing for banks and corporate clients including Spot, Forward, Outrite and Options. • Provided interbank pricing and managed the bank’s proprietary positions. Became significant source of liquidity in the London and European markets. • Raised the profile of BHF in the London interbank market. • Implemented the first 24 hour dealing presence in group to support global clients and branches.• Established BHF as an expert in GBP related FX products.• Implemented front end dealing system into branch.• Consistently met and exceeded budget targets.

• Employed specifically to set up the Bank’s FX dealing presence in London and to establish the Bank as a niche provider of GBP FX products.• Set up a new FX department within 2 months and quickly established BHF as a new face in the London interbank FX market. • Recruited new staff that remained at the bank for a minimum of 10 years.

• Joined operations area in various back office support roles.• Asked to train to be a FX Dealer after impressing with knowledge and aptitude.• Quoted interbank FX prices and ran own book within 3 months.

• Joined in operational support and progressed through checking, cashiering and customer services roles.

Gcses

Activities and Societies: Captain of Rugby, Cricket, Basket Ball and played in school Football team. Prefect

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