Mithra Kumar Email & Phone Number

Involved in various areas of credit risk including developing and implementing risk management strategies, monitoring and analysis of credit portfolio, policy development and enhancement, credit scorecard development and providing credit risk related advice to other departments. Tasks performed include:Credit Risk Portfolio Management:• Monitor, assess and advise on the credit risk portfolio composition• Review credit concentration and portfolio credit risk by customers… Show more Involved in various areas of credit risk including developing and implementing risk management strategies, monitoring and analysis of credit portfolio, policy development and enhancement, credit scorecard development and providing credit risk related advice to other departments. Tasks performed include:Credit Risk Portfolio Management:• Monitor, assess and advise on the credit risk portfolio composition• Review credit concentration and portfolio credit risk by customers and product types• Provide timely and accurate reports and meaningful analysis on risk positions, to enable the Board and Senior Management to make informed decisions• Develop, implement and execute policies and strategies for better portfolio management• Timely update to senior management on key changes in the organisation’s risk profiles • Communicate issues of concern to the organisation and take measures to rectify situation and issues• Monitor remedial actions taken by the organisation and report effectiveness of remedial actionsCredit and Non-Credit Related Policies and Procedures:• Review and where necessary, enhance credit policies encompassing all products and businesses• Analyse and continue to enhance current credit underwriting criteria• Regular review of credit and non-credit related policies and procedures to ensure they are in line with the organisation’s practices and strategic direction, as well as to ensure compliance with regulatory requirements.• Explore new opportunities and challenge the effectiveness of existing policiesOther Responsibilities:• Design strategies to provide key risk mechanisms to control any allowable risk taking activities• Develop risk management strategies to support growth in multiple products• Provide risk analysis on new initiatives• Maintain and enhance credit scorecards for all products• Analyse credit data to determine degree of risk involved in extending credit• Ensure compliance with credit related regulatory requirements Show less

Kuala Lumpur, Malaysia

Involved in licensing, monitoring compliance with statutory requirements and regulations, conducting on-site examinations and performing off-site surveillance of foreign banks. After 6 months, was assigned to the role of relationship officer for a bank which involved the overall continuous supervision of the bank’s risks and quality of risk management, while leading a team during the annual review of the bank. As relationship officer, had regular engagement with CEOs and Boards of Directors of… Show more Involved in licensing, monitoring compliance with statutory requirements and regulations, conducting on-site examinations and performing off-site surveillance of foreign banks. After 6 months, was assigned to the role of relationship officer for a bank which involved the overall continuous supervision of the bank’s risks and quality of risk management, while leading a team during the annual review of the bank. As relationship officer, had regular engagement with CEOs and Boards of Directors of the banks. Show less

Kuala Lumpur, Malaysia

Led assurance teams and was involved in many aspects of the engagements, from planning, execution and completion of an assignment. Given numerous opportunities to participate in more technically challenging tasks as well as playing the lead role in understanding, evaluating and validating the controls and processes of clients, as well as preparing an audit report to communicate internal control matters and improvement points to the management.

Bachelor Of Commerce (Bcom) And Bachelor Of Information Systems, Accounting

Education record