Proactively assist Banking Relationship Managers in structuring and marketing efforts to develop new lead agency mandatesManage all aspects of the syndication process where the company is agent. This includes working in concert with line managers and underwriters on deal structure and pricing, opining on the credit package with respect to marketability of the transaction, devising the syndication strategy and leading the transaction through the marketing and closing processMaintain relationships with key individuals at participating institutions through regular contact to determine market appetite and pricing/structure requirements, as well as general credit culture and lending criteria; attend industry conferences to maintain market presence and awarenessSupport business risk management activities through coordination of secondary market transactions. This includes identifying likely buyers to purchase portions of exposures where the company seeks to reduce customer concentration levelsProvide expertise and guidance to credit officers, relationship managers, and underwriters on current market structures in order to guide decisions on participated transactions led by other institutions+ More......

Pre-AcquisitionZero variance of actual IRR’s to Acquisition pro forma IRR’s due to project budget or schedule changes.Personally inspects location and site of proposed acquisition.Coordinates and manages completion of due dili gence activities within promised time frames and approved schedule.Manages outside consultants and completion of due diligence activities within approved due diligence budget.Provides updates on project due diligence critical path schedule at least weekly using Hearthstone’s Acquisition task public folder on team member web site.Immediately communicates newly discovered risks or problems with pending acquisitions to regional Director of Due Diligence and Regional Originations Officer Asset Management (post-acquisition)Establish business plan and budget for the project.Monitor revenue, costs, builder schedule and quality of construction.Monthly watch list. Prepare information for management input and be prepared to discuss your projects at monthly watch lit conference call.Quarterly basis – work with builder to re-fore cast plan based on early warning sings of problems issues affecting the project. Report to senior management ion variances to plan on monthly basis.Work with consultants or inspectors on ongoing projects.Quickly communicate to COO.Full disclosure of problems and issues at project.

Support senior members of the Credit Risk team to embed risk appetite and mandate and scale within product areas.Support the development of Credit Risk Strategy and Policy to optimise risk and reward within the agreed risk appetite.Represent Credit Risk in strategic projects and tactical initiatives being driven by product of functional areas.Develop appropriate data driven policies and strategies and work with Policy and Governance team to embed effective policies within the product and operations areas.Deputise for Senior Credit Risk Managers at key meetings in their absence.Proactively Identify opportunities to revise policies to enhance product strategy and returns.Ensure that risk appetite remains aligned to enabling the product team to achieve their strategic aims.Maintain an understanding of developments in the markets which may impact upon strategic objectives.Ensure risk appetite, strategy change documents and risk polices are communicated and understood by relevant areas prior to approval.Provide relevant coaching and support to other members of the wider team and to give feedback on performance to these individuals as appropriate.

Manage key Acquisitions and ECM strategies for the BCDE portfolio within Impairment targets through on-going testing of strategies, regular MI/performance updates, ensuring alignment of execution with strategy, and prompt actions in response to exceptions.Deliver PBT to the business by assisting in the optimization and extension of proven strategies, and the development of new ones. Delivery to be based on solid analytics, rounded out by business judgement and effective communication and partnership with Commercial, Finance and MA teams.Lead the analytics that support and drive the Test & Learn cultureProvide adhoc and project based analysis to supporting.

Checking customer’s credit ratings with banks.Setting up the terms and conditions of a loan.Timely and effective collection of all debts and customers payments.Negotiating re-payment plans.Maintaining contact with clients to ensure dept are clear for payment.Resolving queries both internally and externally around outstanding dept.Posting and allocating daily receipts to accounting systems.Providing accounts information to internal departments.

Work closely with the Finance, Compliance, and Operations departments.Perform or assist in conducting audits and assessments of company operations, financial reporting and regulatory requirements.Complete audits and projects within established deadlines.Participate in the performance of risk assessments, business process analysis, and compliance reviews.Provide recommendations to improve corporate accounting and financial reporting policies, procedures, and controls. Create work papers and provide support to management.Help prepare for potential future SOX compliance.Ensure auditing procedures are performed in compliance with Generally Accepted Auditing Standards.Compliance with policies, plans, standards, laws and regulations which could have significant impact upon operations.Maintain updated knowledge of rules, regulations and standards in the fields of internal audit and accounting.Researches, identifies and communicates audit issues.Assist outside auditors in audits of company operations.Assist in the development of new audit programs.Assist in special projects as assigned by management or the Chief Compliance Officer.Member of the Risk Committee.