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Muhammad Ashfaque Email & Phone Number
Team Leader - ADC Operations and Payment Services
at
HBL - Habib Bank Limited
1 work email found
@jsbl.com
LinkedIn matched
✓ Verified Jun 2026
4 data sources
Profile completeness 100%
Current company
Role
Team Leader - ADC Operations and Payment Services
Location
Pakistan, Pakistan, Pakistan
Company size
Who is Muhammad Ashfaque? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Muhammad Ashfaque is listed as Team Leader - ADC Operations and Payment Services at HBL - Habib Bank Limited, a company with 20675 employees, based in Pakistan, Pakistan, Pakistan. AeroLeads shows a work email signal at jsbl.com and a matched LinkedIn profile for Muhammad Ashfaque.
Muhammad Ashfaque previously worked as Team Leader - ADC Operations / Payment Services at Hbl - Habib Bank Limited and Vice President - Head of ADC, eBanking Channel & Card Operations at Js Bank. Muhammad Ashfaque holds Economics from Karachi University.
Company email context
Email format at HBL - Habib Bank Limited
This section adds company-level context without repeating Muhammad Ashfaque's masked contact details.
{first}.{last}@jsbl.com
86% confidence
AeroLeads found 1 current-domain work email signal for Muhammad Ashfaque. Compare company email patterns before reaching out.
Profile bio
About Muhammad Ashfaque
A seasoned professional with over 18 years of banking experiece in areas of consumer and retail banking, Risk Mangement, Account Services, Alternate Delivery Channel (ADC) and Card Operations with large local and MNC bank across emerging markets of Pakistan.My core competencies include development of Alternate Delivery Channel-ADC. & Card operations, excellent project management, risk management, system analysis, technical proposal or plan development, outsourcing strategy, leadership, planning and organizing skills.
Listed skills include Banking, Credit, Risk Management, Management, and 14 others.
Current workplace
Muhammad Ashfaque's current company
Company context helps verify the profile and gives searchers a useful next step.
Hbl - Habib Bank Limited
9 roles
Muhammad Ashfaque work experience
A career timeline built from the work history available for this profile.
Team Leader - Adc Operations / Payment Services
Current
Dec 2021 - Present
Vice President - Head Of Adc, Ebanking Channel & Card Operations
Jun 2008 - Dec 2021
Regional Initiation Manager Consumer Risk - Credit Cards & Loans
Jan 2007 - May 2008
Assistant Manager Consumer Risk - Credit Cards & Loans
May 2005 - Dec 2006
Credit Analyst Consumer Risk - Credit Cards & Loans
Dec 2002 - May 2005
Senior Representative - Public Service Center Usa Visa
American Express Bank - Trs
Oct 2000 - Nov 2002
Business Development Executive - Travellers Cheques & Charge Card
American Express
Jul 1999 - Sep 2000
Sales Executive - Citibank Visa Credit Cards
Jun 1997 - Jun 1999
Team & coworkers
Colleagues at HBL - Habib Bank Limited
Other employees you can reach at hbl.com. View company contacts for 20675 employees →
TM
Talal Mustafa, Pmp
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
MK
Muhammad Kamran
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
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SZ
Syed Zaidi
Colleague at Hbl - Habib Bank LimitedUnited Arab Emirates, United Arab Emirates
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IK
Idrees Khan
Colleague at Hbl - Habib Bank LimitedSwat District, Khyber Pakhtunkhwa, Pakistan, Pakistan
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UF
Umar Farooq
Colleague at Hbl - Habib Bank LimitedGujrat District, Punjab, Pakistan, Pakistan
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NA
Neelam Aftab
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
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SA
Shoaib Ahmed
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
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GR
Ghulam Rasool
Colleague at Hbl - Habib Bank LimitedLahore, Punjab, Pakistan, Pakistan
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SH
Shahid Hussain
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
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MZ
M Zubair Aziz
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
Talal Mustafa, Pmp
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
MK
Muhammad Kamran
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
SZ
Syed Zaidi
Colleague at Hbl - Habib Bank LimitedUnited Arab Emirates, United Arab Emirates
View →
IK
Idrees Khan
Colleague at Hbl - Habib Bank LimitedSwat District, Khyber Pakhtunkhwa, Pakistan, Pakistan
View →
UF
Umar Farooq
Colleague at Hbl - Habib Bank LimitedGujrat District, Punjab, Pakistan, Pakistan
View →
NA
Neelam Aftab
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
SA
Shoaib Ahmed
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
GR
Ghulam Rasool
Colleague at Hbl - Habib Bank LimitedLahore, Punjab, Pakistan, Pakistan
View →
SH
Shahid Hussain
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
MZ
M Zubair Aziz
Colleague at Hbl - Habib Bank LimitedPakistan, Pakistan
View →
1 education record
Muhammad Ashfaque education
FAQ
Frequently asked questions about Muhammad Ashfaque
Quick answers generated from the profile data available on this page.
What company does Muhammad Ashfaque work for?
Muhammad Ashfaque works for HBL - Habib Bank Limited.
What is Muhammad Ashfaque's role at HBL - Habib Bank Limited?
Muhammad Ashfaque is listed as Team Leader - ADC Operations and Payment Services at HBL - Habib Bank Limited.
What is Muhammad Ashfaque's email address?
AeroLeads has found 1 work email signal at @jsbl.com for Muhammad Ashfaque at HBL - Habib Bank Limited.
Where is Muhammad Ashfaque based?
Muhammad Ashfaque is based in Pakistan, Pakistan, Pakistan while working with HBL - Habib Bank Limited.
What companies has Muhammad Ashfaque worked for?
Muhammad Ashfaque has worked for Hbl - Habib Bank Limited, Js Bank, Standard Chartered Bank, Union Bank Limited - Pakistan, and American Express Bank - Trs.
Who are Muhammad Ashfaque's colleagues at HBL - Habib Bank Limited?
Muhammad Ashfaque's colleagues at HBL - Habib Bank Limited include Talal Mustafa, Pmp, Muhammad Kamran, Syed Zaidi, Idrees Khan, and Umar Farooq.
How can I contact Muhammad Ashfaque?
You can use AeroLeads to view verified contact signals for Muhammad Ashfaque at HBL - Habib Bank Limited, including work email, phone, and LinkedIn data when available.
What schools did Muhammad Ashfaque attend?
Muhammad Ashfaque holds Economics from Karachi University.
What skills is Muhammad Ashfaque known for?
Muhammad Ashfaque is listed with skills including Banking, Credit, Risk Management, Management, Retail Banking, Credit Analysis, Loans, and Commercial Banking.
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