Nirav Doshi Email & Phone Number

• Manage a 3-member team in the Global Credit Trading business space within Markets segment of Institutional Banking
• Review all the reporting (P&L reports, Expense reports, HC reports) done by the team, provide driver-based variance analysis along with the reports which helps better monitor business performance
• Prepare performance review decks for monthly/quarterly senior management reviews
• Have business performance reviews with Business Managers/P&A Lead on a periodic basis to highlight the areas of concern in the business
• Forecast the P&L for future time period, helping understand the opportunities and risks associated with the business
• Annual Budgeting – coordinating with the business and product teams for inputs, ensuring that the budgets are in line with the expectation

• Monitor P&L of each of the businesses (Metals trading, Minerals trading, Agri Products trading, Leather, Leather Products) and highlight areas of concern directly to the Managing Director
• Prepare concise summaries for MD’s consumption prior to business review meetings, highlighting the key points on the business performance
• Liaise with Business Head’s to ensure effective execution of the action items requested by the MD
• Annual Budgeting – Validate the business budgets and ensure that they are as per expectation

• Key Responsibilities:
• Prepare P&L for Consumer Banking (Retail Business) in Russia. Analyze the deviations in trends of the key P&L items and provide meaningful driver based analysis to the senior management
• Perform detailed analysis of the expenses and highlight the major variations with explanation
• Prepare monthly/quarterly business decks for CFO/Business Head review’s to help monitor performance of the business and understand the problem areas
• Prepare Flash on a monthly basis to forecast the month end close numbers, highlight major deviations if any
• Prepare an Estimate (Outlook) of the P&L and B/S financials for the future time period, thereby helping understand the opportunities and the risks associated with the business

• Key Responsibilities:
• Monitor the salary account portfolio in terms of various business parameters, track the performance against plan and highlight trends/deviations that help in protection/growth of business
• Prepare monthly/quarterly presentations for the MD/CFO and other senior management in the bank to highlight the challenges in the business
• Provide ad-hoc analysis to the seniors which helps in decision making and improving the portfolio performance
• Contribute in generating Cost Saves by identifying opportunities having the potential for cost optimization
• Constant engagement with Product teams and Business teams to understand the business dynamics and the problem areas affecting the portfolio

• Key Responsibilities:
• Acquire knowledge of a broad range of investment products/strategies including equity securities, fixed income securities, mutual funds and structured products.
• Perform Risk Profiling of the client: Includes understanding of the risk appetite of the client, his specific investment needs and future requirements.
• Perform Asset Allocation: Includes allocation of portfolio among different asset classes such as equity, debt etc. based on client's risk appetite.

• Key Projects undertaken:I) Technical Analysis using Technical Indicators
• The project involved working on several Technical Indicators like MACD, ADX, RSI etc and developing a model that would generate signals based on the indicators.
• A single technical indicator was generated by combining various technical indicators, which would help the investor to get a better picture of the stock market.
• The indicator was primarily designed to: 1. Generate momentum signal(Bullish/Bearish) for stocks/indices2. Indicate strength of the signal3. Indicate trend of the signalII) Portfolio Management:
• The primary aim of the project was to perform a health check-up of an Equity portfolio.
• The main objective of the health check-up was to perform the Risk-Assessment of the portfolio which was done using a risk scale generated based on the Grade wise concentration of the portfolio and the Beta’s of the.

Pgdbm, Finance

Activities and Societies: Member of the Media Committee 2010-11 Undertook the following: A project to perform the Ratio Analysis of.

Bachelor Of Engineering (B.E.), Computers

Undertook the following: Project to design a Mobile Phone Operated Robot using DTMF (Dual Tone Multi Frequency) Technology and the.

Education record