Patrick Karimi Email & Phone Number

Kerugoya

▶️ Key Achievements:🏆 Successfully managed to reduce SME PAR from 29% to 15% within the first year at work.🏆 Became member of SME product review at barely less than 6 months in the organization.🏆 Became a member of consumer product review at barely less than 6 months in the organization.🏆 Devised and implemented a credit control department and processes to meet credit control functions.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▶️ Key Contributions & Results:✦ Reviewing business and Check off loans applications and proposals to ensure that the loans are in line with the society’s financial policy guidelines and procedures.✦ Appraising applicant’s financial status and credit evaluations to determine feasibility of granting loans.✦ Ensuring timely loan disbursements, accounts reconciliation and monitoring of business loans repayment.✦ Security perfection of both property and Motor vehicle and ensure safe custody of the charged securities.✦ Preparing timely and accurate departmental reports and supervision of loans staff team.• Member loans applications approvals.✦ Ensuring that the staff follow the organization’s policies and procedures and in all credit applications.✦ Liasing with service providers to ensure accuracy and efficiency such as Lawyers, Valuers, debt collectors and tracking companies. ✦ Following up of insurance claims for time payments.✦ Marketing Sacco products to both prospective and existing customers.✦ Handling customer complaints and take appropriate action to resolve them.✦ Collaborating with stakeholders to design tools that enhance the vendor financing ecosystem.

Garissa, Kenya

▶️ Key Achievements:🏆 Identifying key revenue growth opportunities based on clients’ investment objectives and risk tolerance resulting in a client investment portfolio growth.🏆 Identified and acquired high value new clients for the bank.🏆 Knowledge on credit analysis and documentation.🏆 Enhanced customer service through processing transactions with 100% accuracy in a timely and cordial manner.🏆 Successfully managed to achieve a target of Ksh 25m per month.🏆 Maintained an average PAR of less than 3 with a loan book of Ksh 373m.🏆 Become the Garissa County champion incharge of county government booking.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▶️ Key Contributions & Results:✦ Escalated new products through trainings to the staff members.✦ Cross sold the banks products to customers and made follow ups on the uptake.✦ Gathered customer feedback on a continuous basis, responding to issues and closing them accordingly.✦ Demonstrated high quality experience through exceptional product knowledge.✦ Offering assistance to customers in a professional and efficient manner.✦ Reduced footfall by offering digitised platforms to customers.✦ Ensured compliance with banks risk framework as well as security and AML for all financial transactions.

▶️ Areas of Exposure:✦ Preparation of the payment vouchers.✦ Preparation of payment sheets.✦ Compiling the health returns.✦ Capturing the payment vouchers, L.S.O., L.P.O. in the vote book and updating the vote book.✦ Preparation of Health casual employee’s payroll and Preparation of contract letters for casual employees.✦ Assisting in office administration and maintaining files.

Kirinyaga

complying returns,office administration assistant,cashbook analysis and updating, votebook updating