Paul Spratley

Paul Spratley Email and Phone Number

Associate - Retail Lending- Supervision, Policy and Compettition @ Financial Conduct Authority
Weybridge, GB
Paul Spratley's Location
Weybridge, England, United Kingdom, United Kingdom
Paul Spratley's Contact Details

Paul Spratley personal email

n/a
About Paul Spratley

I am an experienced banking and corporate finance professional with a uniquely extensive background in international and domestic Corporate and Commercial finance gained from senior relationship, credit and risk management, plus significant risk advisory and regulatory project roles, with Tier 1 banks and financial institutions and , currently the FCA, where I now specialise in High Cost Short Term Lending - Supervision, Policy & CompetitionAs a result, I possess comprehensive experience of the legislation, risk and regulatory control frameworks and compliance / monitoring / detailed transactional monitoring requirements associated with Financial Services - including Financial Crime, AML,KYC and onboarding, FSMA & MiFID II, FCA Consumer Duty, s.166, Vulnerable Customers and PROD4.Strong academic background - My professional qualifications comprise:- ACIB, CeFA, CeMAP, ICA Certificate in Trade Based Financial Crime Compliance.My expertise incorporates the provision of needs related tailored solutions across the full spectrum of corporate/commercial finance requirements - including trade finance, invoice finance / ABL, commercial property finance and private equity- all based on strategic conversations. This is coupled with credit analysis, management and supervision of the associated risks.More recently I have specialised in senior contract / interim and regulatory roles with the FCA( Credit & Lending Authorisations), FOS (Financial Investigations) and RBS (providing complex SME complaint case assessment and recommendation of customer outcome, redress - associated calculations and final outcome letters preparation and QC on a high profile bank Remediation Programme).Typically, as a Relationship Director I was focused on deal origination in the £5 – 350m turnover space. Within this I developed a number of sector specialisms, including manufacturing, property, Fast Track 100, independent schools, franchising, commercial property finance, manufacturing, automotive, procurement, fashion plus many others. In addition to my regulatory, corporate strategic advisory and complaint handling expertise I am well regarded as a ‘dealmaker’ in the professional marketplace possessing strong relationships with a wide range of finance professionals, banks, Private Equity, Venture Capital and other intermediaries that I have developed throughout my career.Comprehensive experience gained as a contractor who can hit the ground running.

Paul Spratley's Current Company Details
Financial Conduct Authority

Financial Conduct Authority

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Associate - Retail Lending- Supervision, Policy and Compettition
Weybridge, GB
Website:
fca.org.uk
Employees:
5490
Paul Spratley Work Experience Details
  • Financial Conduct Authority
    Associate - Retail Lending- Supervision, Policy And Compettition
    Financial Conduct Authority
    Weybridge, Gb
  • Financial Conduct Authority
    Associate - Retail Lending- Supervision, Policy & Compettition
    Financial Conduct Authority Jul 2022 - Present
  • Financial Conduct Authority
    Senior Associate - Credit & Lending Authorisations
    Financial Conduct Authority Dec 2021 - Mar 2022
  • Financial Ombudsman Service
    Senior Business Consultant - Investigator
    Financial Ombudsman Service Apr 2021 - Nov 2021
    Financial Services Investigations Consultant
  • Rbs
    Senior Consultant- Corporate & Commercial
    Rbs Oct 2017 - Sep 2019
    Contractor working on SME / Corporate Finance complaint and Remediation Project,. Principally providing file review and credit assessment, report writing / recommendation in addition to QC, letter writing and data quality services.
  • Emc Corporate Finance
    Senior Consultant - Business Development
    Emc Corporate Finance May 2017 - Oct 2017
    Epsom, Surrey
    Providing trusted industry advice tailored to clients' individual needs.Expert in Finance and Business Development in the Corporate market £5 - 350m t/o - thinking differently- International and domestic Corporate Finance / Trade Finance / Invoice Finance / Asset Based Lending / Property.External sales. Franchising specialist. Private banking, Mortgages and Regulated Sales.Interest Rate Derivatives.I have experience across a wide variety of banks in senior roles which gives me an excellent whole of market perspective with global expertise, valued by my clients and professional introducers alike. I am passionate about supporting my customers. For some time now have operated specifically in deal origination and structuring within the Corporate segment. Bespoke deal structuring, business development and management of Corporate relationships providing tailored banking and finance solutions for internationally based companies in £5m to £350m turnover range. Successfully managed bigger large corporate clients within the NBFI sector. Consulant from January 2017.I am proud of my business development and relationship skills and unique ability to adapt and handle complex financial requirements. This is enhanced by strong working relationships with a wide range of finance professionals, banks and intermediaries gained from my diverse banking background. Specialisms: Pharmaceuticals, Automotive, Independent Schools, manufacturing, technology, fashion, Fast Track 100.
  • Hsbc
    Relationship Director, Corporate Banking
    Hsbc Mar 2014 - Oct 2016
    Guildford, Surrey
    Unique self styled 'can do' approach to creative corporate business development and relationship management gained from a successful, multi faceted background in banking. My responsibilities include business origination, deal structuring, risk management, managing and developing Corporate Banking relationships with internationally based companies in £6m to £350m turnover range, in the Thames Valley & Surrey area. Specialisms: Pharmaceuticals, Automotive, Independent Schools, manufacturing, fashion and Fast Track 100. Responsibility for coaching team of RDs in business development.
  • Royal Bank Of Scotland
    Senior Risk And Sales Consultant
    Royal Bank Of Scotland May 2013 - Mar 2014
    London, United Kingdom
  • Lloyds Tsb Commercial Finance
    Associate Director, Business Development
    Lloyds Tsb Commercial Finance Sep 2009 - May 2013
  • Hbos
    Regional Franchise Director
    Hbos Sep 2006 - Sep 2009
    London, United Kingdom
  • Barclays Corporate Banking
    Corporate Manager
    Barclays Corporate Banking May 2004 - Sep 2006
    Richmond, London
  • Barclays Wealth And Investment Management
    Premier Banking Relationship Manager
    Barclays Wealth And Investment Management Sep 2001 - May 2004
    London, United Kingdom
  • Barclays Wealth And Investment Management
    Premier Banking Account Manager
    Barclays Wealth And Investment Management May 1997 - Sep 2001
    London, United Kingdom

Paul Spratley Skills

Banking Corporate Finance Commercial Banking Funding Asset Based Lending Finance Relationship Management Business Development Sales Financial Services Mortgage Lending Credit Risk Factoring New Business Development Portfolio Management Business Planning Account Management Invoice Finance Trade Finance Risk Management Business Strategy Credit Financial Analysis Due Diligence Loans Leadership Dfsm Applied Diploma In Corporate Banking Outsourcing Restructuring Inheritance Tax Planning Invoice Discounting Cefa Certificate For Financial Advisors Cemap Certificate In Mortgage Advice And Practice Mlia Member Of Life Insurance Association Interest Rate Hedging Interest Rate Risk Management Interest Rate Derivatives Interest Rate Swaps International Trade Executive Management Mergers Credit Analysis Private Banking Paralegals Deal Sourcing Strategic Partnerships Strategic Thinking Strategic Alliances Strategic Planning

Paul Spratley Education Details

  • Chartered Institute  Of Bankers
    Chartered Institute Of Bankers
    Acib
  • Institute Of Financial Services
    Institute Of Financial Services
    Certificate In Financial Advice
  • Institute Of Financial Services
    Institute Of Financial Services
    Certificate In Mortgage Advice And Practice
  • The University Of Manchester - Manchester Business School
    The University Of Manchester - Manchester Business School
    International Compliance Association - Ica Certificate In Trade Based Financial Crime Compliance

Frequently Asked Questions about Paul Spratley

What company does Paul Spratley work for?

Paul Spratley works for Financial Conduct Authority

What is Paul Spratley's role at the current company?

Paul Spratley's current role is Associate - Retail Lending- Supervision, Policy and Compettition.

What is Paul Spratley's email address?

Paul Spratley's email address is pa****@****f.co.uk

What schools did Paul Spratley attend?

Paul Spratley attended Chartered Institute Of Bankers, Institute Of Financial Services, Institute Of Financial Services, The University Of Manchester - Manchester Business School.

What skills is Paul Spratley known for?

Paul Spratley has skills like Banking, Corporate Finance, Commercial Banking, Funding, Asset Based Lending, Finance, Relationship Management, Business Development, Sales, Financial Services, Mortgage Lending, Credit Risk.

Who are Paul Spratley's colleagues?

Paul Spratley's colleagues are Nicola Berry, Robert D Sondra, Charlotte Halls, Anna Simons, Kaveeta Chowdhury, Suzanne A., Kaajal Shah.

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