Paul Spratley Email and Phone Number
Paul Spratley work email
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Paul Spratley personal email
I am an experienced banking and corporate finance professional with a uniquely extensive background in international and domestic Corporate and Commercial finance gained from senior relationship, credit and risk management, plus significant risk advisory and regulatory project roles, with Tier 1 banks and financial institutions and , currently the FCA, where I now specialise in High Cost Short Term Lending - Supervision, Policy & CompetitionAs a result, I possess comprehensive experience of the legislation, risk and regulatory control frameworks and compliance / monitoring / detailed transactional monitoring requirements associated with Financial Services - including Financial Crime, AML,KYC and onboarding, FSMA & MiFID II, FCA Consumer Duty, s.166, Vulnerable Customers and PROD4.Strong academic background - My professional qualifications comprise:- ACIB, CeFA, CeMAP, ICA Certificate in Trade Based Financial Crime Compliance.My expertise incorporates the provision of needs related tailored solutions across the full spectrum of corporate/commercial finance requirements - including trade finance, invoice finance / ABL, commercial property finance and private equity- all based on strategic conversations. This is coupled with credit analysis, management and supervision of the associated risks.More recently I have specialised in senior contract / interim and regulatory roles with the FCA( Credit & Lending Authorisations), FOS (Financial Investigations) and RBS (providing complex SME complaint case assessment and recommendation of customer outcome, redress - associated calculations and final outcome letters preparation and QC on a high profile bank Remediation Programme).Typically, as a Relationship Director I was focused on deal origination in the £5 – 350m turnover space. Within this I developed a number of sector specialisms, including manufacturing, property, Fast Track 100, independent schools, franchising, commercial property finance, manufacturing, automotive, procurement, fashion plus many others. In addition to my regulatory, corporate strategic advisory and complaint handling expertise I am well regarded as a ‘dealmaker’ in the professional marketplace possessing strong relationships with a wide range of finance professionals, banks, Private Equity, Venture Capital and other intermediaries that I have developed throughout my career.Comprehensive experience gained as a contractor who can hit the ground running.
Financial Conduct Authority
View- Website:
- fca.org.uk
- Employees:
- 5490
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Associate - Retail Lending- Supervision, Policy And CompettitionFinancial Conduct AuthorityWeybridge, Gb -
Associate - Retail Lending- Supervision, Policy & CompettitionFinancial Conduct Authority Jul 2022 - Present -
Senior Associate - Credit & Lending AuthorisationsFinancial Conduct Authority Dec 2021 - Mar 2022 -
Senior Business Consultant - InvestigatorFinancial Ombudsman Service Apr 2021 - Nov 2021Financial Services Investigations Consultant -
Senior Consultant- Corporate & CommercialRbs Oct 2017 - Sep 2019Contractor working on SME / Corporate Finance complaint and Remediation Project,. Principally providing file review and credit assessment, report writing / recommendation in addition to QC, letter writing and data quality services. -
Senior Consultant - Business DevelopmentEmc Corporate Finance May 2017 - Oct 2017Epsom, SurreyProviding trusted industry advice tailored to clients' individual needs.Expert in Finance and Business Development in the Corporate market £5 - 350m t/o - thinking differently- International and domestic Corporate Finance / Trade Finance / Invoice Finance / Asset Based Lending / Property.External sales. Franchising specialist. Private banking, Mortgages and Regulated Sales.Interest Rate Derivatives.I have experience across a wide variety of banks in senior roles which gives me an excellent whole of market perspective with global expertise, valued by my clients and professional introducers alike. I am passionate about supporting my customers. For some time now have operated specifically in deal origination and structuring within the Corporate segment. Bespoke deal structuring, business development and management of Corporate relationships providing tailored banking and finance solutions for internationally based companies in £5m to £350m turnover range. Successfully managed bigger large corporate clients within the NBFI sector. Consulant from January 2017.I am proud of my business development and relationship skills and unique ability to adapt and handle complex financial requirements. This is enhanced by strong working relationships with a wide range of finance professionals, banks and intermediaries gained from my diverse banking background. Specialisms: Pharmaceuticals, Automotive, Independent Schools, manufacturing, technology, fashion, Fast Track 100. -
Relationship Director, Corporate BankingHsbc Mar 2014 - Oct 2016Guildford, SurreyUnique self styled 'can do' approach to creative corporate business development and relationship management gained from a successful, multi faceted background in banking. My responsibilities include business origination, deal structuring, risk management, managing and developing Corporate Banking relationships with internationally based companies in £6m to £350m turnover range, in the Thames Valley & Surrey area. Specialisms: Pharmaceuticals, Automotive, Independent Schools, manufacturing, fashion and Fast Track 100. Responsibility for coaching team of RDs in business development. -
Senior Risk And Sales ConsultantRoyal Bank Of Scotland May 2013 - Mar 2014London, United Kingdom -
Associate Director, Business DevelopmentLloyds Tsb Commercial Finance Sep 2009 - May 2013 -
Regional Franchise DirectorHbos Sep 2006 - Sep 2009London, United Kingdom -
Corporate ManagerBarclays Corporate Banking May 2004 - Sep 2006Richmond, London -
Premier Banking Relationship ManagerBarclays Wealth And Investment Management Sep 2001 - May 2004London, United Kingdom -
Premier Banking Account ManagerBarclays Wealth And Investment Management May 1997 - Sep 2001London, United Kingdom
Paul Spratley Skills
Paul Spratley Education Details
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Chartered Institute Of BankersAcib -
Institute Of Financial ServicesCertificate In Financial Advice -
Institute Of Financial ServicesCertificate In Mortgage Advice And Practice -
The University Of Manchester - Manchester Business SchoolInternational Compliance Association - Ica Certificate In Trade Based Financial Crime Compliance
Frequently Asked Questions about Paul Spratley
What company does Paul Spratley work for?
Paul Spratley works for Financial Conduct Authority
What is Paul Spratley's role at the current company?
Paul Spratley's current role is Associate - Retail Lending- Supervision, Policy and Compettition.
What is Paul Spratley's email address?
Paul Spratley's email address is pa****@****f.co.uk
What schools did Paul Spratley attend?
Paul Spratley attended Chartered Institute Of Bankers, Institute Of Financial Services, Institute Of Financial Services, The University Of Manchester - Manchester Business School.
What skills is Paul Spratley known for?
Paul Spratley has skills like Banking, Corporate Finance, Commercial Banking, Funding, Asset Based Lending, Finance, Relationship Management, Business Development, Sales, Financial Services, Mortgage Lending, Credit Risk.
Who are Paul Spratley's colleagues?
Paul Spratley's colleagues are Nicola Berry, Robert D Sondra, Charlotte Halls, Anna Simons, Kaveeta Chowdhury, Suzanne A., Kaajal Shah.
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