Robert Pinto Email & Phone Number

Orlando, Florida, United States

Orlando, Florida Area

Orlando, Florida

Orlando, Florida

• Served as a subject matter expert on consumer lending and point of contact for the Internal Loan Review, Compliance, and Audit departments.• Assist in ongoing administration / revisions to Consumer credit policy & procedures.• Responsible for utilizing lending authority and making sound and consistent underwriting determinations, documenting decisions, and ensuring compliance throughout the underwriting process.• Designs management reports concerning origination volume, portfolio risk, credit quality trends, and file exceptions; analyzes the results to inform strategy and process recommendations. • Implement consumer lending standards established by Credit Risk Committee and help ensure organizational compliance with set standards, policies, and procedures.

Orlando, Florida

• Prepares financial spreads and analysis of financial statements.• Prepared and processed extension and renewal requests• Assessed financial capacity of guarantors (as applicable) to determine the viability of secondary repayment sources.• Analyze and assess the credit worthiness of account/client using credit risk management tools / reports.

United States

• Represented the company to customers in a courteous and professional manner.• Provided prompt, efficient and accurate service in processing requests and transactions.• Opened a variety of business and consumer accounts after determining customers' needs.• Speaking directly with customers and recommending products and services (loans, credit cards, and business services)