Ramona Reid Email & Phone Number

Garner, Nc, Us

Garner, North Carolina, United States

Raleigh-Durham, North Carolina Area

Presents and explains Credit Union services and products to members. Performs daily member services, such as opening and closing accounts, and account research. Manage new accounts and ensure compliance with company policies and procedures.Interviews and gathers preliminary documents to originate, process, and close consumer loans.Evaluates and verifies loan application and credit criteria. Computes debit ratios and verifies employment and income. Determines value of collateral and recommends loans for approval. Notifies applicants of loan decisions and requests additional information.Coordinates and processes closings. Ensures that each loan is promptly and properly prepared, documented, processed and disbursed in accordance with the Credit Union’s loan quality standards.Assists in servicing loans by processing items such as payoffs, refinances, loan workout arrangements, address changes, payment extensions, collateral releases and payment due date changes.Supports and assists coworkers as needed in order to provide quality member service at all times.Ensures that lending operations are conducted in accordance with established Credit Union policies and are legally compliant. Identifies fraudulent activity to prevent potential loss.

Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back and issue receipts of deposit.Examine checks deposited and determine proper funds availability based on regulation requirements and complete hold notices.Process savings withdrawals. Cash checks: verify endorsement, receive proper identification and ensure validity.Answer basic customer inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies.Cross-sell bank products and services.Issue personal money orders and cashier’s checks, accept orders and payment for U.S. Savings Bonds and sell American Express Travelers Checks (single & multiple signer).Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded.Balance drawer daily, including periodic batching of cashed checks.

Supervised groups of campers in Teen Adventure Camp:Took daily attendance and maintained disciplinePlanned and lead participants in group activitiesSupervised bus and checked groups into field trip sites

Geology- Comparing dissolution techniques to assess the degree of alteration in shells used for high precision Strontium Isotope Stratigraphy. Gained research experienceGained lab experienceGlobal Seminar Participant, Elizabeth City State University Fall 2011 Created and presented with other universities through video conferencing on the following subjects:Antibiotics in Animal FeedSalmonella in Orange JuiceGlobal Warming

Tutored peers in Pre-CalculusHelped build students confident in Pre-CalculusExtended students knowledge in Pre-Calculus

Computational Chemistry- Fragmentation of Lipids using computer programs such as The General Atomic and Molecular Electronic Structure System (GAMESS) and GaussianGained research experienceGained oral/poster presentation experience

Supervised Avery Street After-school open gym