Providing over 25 years of model development, validation, and governance experience obtained while working for top-ten banks, a big four consultancy, regulatory agencies, and clients.• Providing model risk management services primarily for financial services consulting firms.• Specializing in the technical evaluation and construction of: − Model development and validation documentation− Model governance frameworks, including policies, procedures, and lifecycle controls• Also providing training and instruction in these areas.

• Led the redesign of the Model Risk Management Audit program:− Expanded program to comprehensively assess the Bank’s overall (first- and second-line) model risk management program, including the effectiveness and transparency of development, validation, and governance activities and documentation. − Implemented new model risk management audit methodology, Risk Control Summary, model audit templates, and reporting products.− Expanded Model Risk Audit team from two to six staff to support new program.• Oversaw individual model audits conducted by Model Risk Audit Team, including management of auditee interactions, and review and approval of audit issues and work products.• Oversaw audit issue and MRA/MRIA audit validations performed by the Model Risk Audit Team. Reviewed and approved determinations to close or not to close.

• Led the Model Risk Governance Group (thirteen staff); was responsible for ensuring the effectiveness of the overall model risk management program. • Led the construction of a new OCC 2011-12/Federal Reserve SR 11-7 model risk governance program: − Created model risk governance policy and supporting procedures. − Established model life-cycle and model risk rating process.− Created technical documentation requirements for model development, monitoring, and validation.− Designed on-line model inventory (800+ individual models) and validation tracking systems.− Designed on-line quarterly 1LOD certifications for model inventory and model monitoring information.− Provided 2LOD oversight and reporting on the model risk management program and overall Bank model risk. • Regularly reported to Board committees, internal and external audit, and to the OCC and Federal Reserve on model risk management and model validation issues. • Managed audit and regulatory model risk management exams; was responsible for resolving audit issues and MRAs.• Worked with model validators, model developers, model owners, risk managers, business line CROs, and other stakeholders on model risk issues including overdue validations, external validations, and program exceptions.

• Reviewed the overall model governance framework of a major multilateral international development organization relative to industry leading practices. Review included both the organization-wide policies and the formal and informal processes currently followed in the individual business units.• Led multiple audit reviews of the internally developed mortgage prepayment models of a GSE which were used to amortize gross premiums/discounts. Assessed the reasonability of the models' mathematical structures, execution, and performance. • Assessed the models used by one of the largest US auto manufacturers and its finance arm to establish reserves for credit losses on loans and leases, supplemental depreciation, and fleet-lease retention.• Conducted multiple audit reviews of the FAS 91 and SOP 03-3 systems of two Federal Home Loan Banks and a top-ten US bank. Evaluated clients' approaches relative to accounting standards and created SAS programs to recalculate amortization and accretion schedules for hundreds of loans.• Conducted baseline and subsequent audit reviews of the FAS 114 Troubled Debt Reserve (TDR) process of a GSE. Substantively tested the client's TDR model by creating SAS programs to independently perform the TDR calculations and to measure the sensitivities of all management assumptions.