Financial advisor helping business owners through challenging times by offering bookkeeping, accounting, legal, HR, sales, and virtual CFO services to small businesses and non profit entities.

Hired as an outsider to the publishing industry to bring fresh perspective and new ideas to an industry showing significant decline, and to help keep the family owned business of 14 publications ($20MM in revenues) from realizing the types of declines as seen with most publishing companies in the US. • Obtained seven figure PPP loan during Covid pandemic, ensuring company’s cash flows remain positive during period of significant downturn in revenue. • Helped secure debt and equity financing to assist in growth through acquisitions (50% growth). • Developed strategic short term and long term forecasting and budgeting tools giving strong visibility to executive management of impacts of various strategic decisions and tactical operational scenarios. • Established sales measuring and forecasting and budgeting tools so revenue leaders could have more transparency and visibility of short term and long term sales efforts and scenarios. • Eliminated back office redundancies and manual processes, significantly reducing operating overhead and error rates. • Main point of contact for third party interests (banking, insurance, taxes, office, technology, regulatory).

Recruited by local family owned well established logging company to start and build from ground up a new trading / distribution company within the Food & Ag Industry. Started with 1 employee and $0 in revenue and by the end of 3 years, had 8 employees and a revenue run rate of $25MM annually. · Built trading book of business while handling day to day aspects of Finance, Accounting, and Operations· Obtained financing for the company.· Established legal and corporate organizational structure. · Built back office platform so traders could start transacting day they were hired, accelerating growth.· Negotiated appropriate trade finance credit with vendors. · Developed forecasting and budgeting tools, giving strong visibility to owners of short term and long term strategic and tactical scenarios. · Main point of contact for third party interests (banking, insurance, taxes, office, technology, regulatory).

Trader, Food & AG Products Division ($135MM in revenues) •2010-2013Built a trading desk with annualized sales of roughly $6MM. Developed strong experience in domestic and international trade of conventional and organic ingredients in the food industry, as well as the pet food and feed industries. Expertise includes importing and exporting of various ingredients. • Marketing, sourcing, logistics, export documentation, letter of credit negotiation, customer and supplier relationships, prospecting, market research, and new product/market development. • Responsible for the development of new product lines for the division, opening up additional sales penetration opportunities for traders within the division, for existing customers and prospective customers. New conventional and organic products include peas, beans, lentils, oilseeds, ancient grains, and specialty flours.Business Unit Manager, Food & AG / Specialty Products BU (Divisional CFO) - ($360MM in revenues)• 2002-2004; 2006-2010Full line responsibility for the strategic planning, development and leadership of the finance/accounting organization. Directed strategic financial planning and analysis, accounting, budgeting and forecasting, as well as administrative functions.Corporate Credit Manager - ($1.1B in revenues)• 2004-2006Recruited to bring credit losses back to industry norm from the 4 X industry norm the company was experiencing. All the meanwhile, making sure that sales were not impacted, while not having any direct authority over the remote credit staff making local credit decisions. Without direct authority, this position required strong skills at influencing decision makers to make the requisite changes. End result was losses dropped to industry norms, while credit lines were expanded to increase sales opportunities.

Directed financial planning and analysis, accounting, budgeting, HR, and administrative functions. • Maintained control environment where 400,000+ manual parking transactions per month created a need for a strong system of daily controls of cash, credit cards, and parking tickets to prevent theft and fraud.• Implemented credit card program that reduced overall payment risk to company and reduced credit card processing related expenses by 25%.

Recruited to establish and manage financial systems and fiscal management functions for small growth oriented company which became part of an acquisition and IPO for conglomerate of leasing companies.• Member of public equity placement ($600MM-IPO) and private debt placement ($1.2B bank conduit facilities).• Developed reporting function for S-1s, 10-Ks, 10-Qs, annual report footnote disclosures and GAAP financials.• Key member of Oracle implementation team, including the conversion of 12 different legacy systems.

Developed and managed fiscal management functions for family run business through significant growth period. Drastically improved working capital position by bringing DSO from 180 days to 45, while increasing available vendor credit lines, and developing stronger inventory management processes. Developed disciplines for accounting, finance, reporting, inventory, tax, and strategic planning where none had previously existed.

Managed Finance department, including accounting, reporting, and financial analysis for credit card division. Developed segment profitability, static pools, KPIs, and other analyses in support of marketing initiatives.

Provided audit, business advisory and consulting services to clients in primarily the banking, healthcare, real estate, and manufacturing industries. Presented improvement suggestions to management, board of directors, and audit committees.