I lead the teams for financial analysis for decisioning, financial reporting, expense management, enterprise risk management, asset liability management and valuation. I will support the strategic decisioning for our growing Employee Benefits division. I am responsible for quarterly results processes, annual goals and plans processes, and providing financial content to inform enterprise C-suite on direction and decisioning.

Scaled and modernized UHC’s Financial Protection (FP) business to support strong strategic short-term and long-term growth plans to become a leading Wellness and Productivity company delivering strong competitive position and profitability. FP delivers market leading Financial Wellness and Absence/Productivity management solutions by leveraging member data and insights to help drive more informed decisions, better health outcomes, lower costs and healthier employees.• Accountable for P&L of the UHC FP unit that delivers over $600M+ in gross revenue and $60M+ of IOI (pre-tax operating income).• Managed oversight of over 600 employees of all levels within the UHC FP business.• Organically tripled the size of FP business over 6 years (192%-$221M to $645M) and more than tripled earnings delivery (219%-$21M to $67M). • UHC FP business in 2022 had the fastest growing market share gain in the industry. Ongoing growth trajectory continues at similar rate while maintaining strong profit margins.• Innovated and built market leading integrated Supp Health and Medical programs using AI to create claim auto notifications and payments without member claims submission. • Whole person solutions that use Medical information to deliver support during Medical events aided by Supp Health, Disability/Absence, and Life products. Drove UHC to holistic enterprise management of the member journey providing outcomes that enable member health, financial wellness, and employee productivity.• Provided strategic direction to Functional areas including Sales, Account Management, Claims, Operations, Finance, Risk Management, Marketing, Legal, Product Management, and Human Capital.• Provided leadership and strategic consultation to UHC Specialty Benefits CEO and UHC Senior Management on issues related to UHC FP products and strategies, also provided consultation across Specialty Benefits wide initiatives (Dental, Vision, Hearing, Medical Stop Loss, Intermittent Workforce businesses).

CFO responsible for Financial Planning and Analysis, Financial and Sales Reporting, Budget and Expense Management, etc. to optimize Financial Protection products top and bottom line results. My area is also responsible for providing shared service finance support functionality to the other UHCSB products Dental and Vision.Managed team of 8 responsible for FP+A, full FP P+L, Sales/Distribution Support, SG&A budget and expense management $400M, Operational and Compliance management of the FP and Specialty Benefits Businesses.• Grew FP business from $15M-$240M+ Revenue.• Built external Specialty Benefits sales force from 0 to 60 sales reps in 27 markets nationwide.• Led Operations build out in start-up company-Billing, Enrollment, and Commissions platform on Facets with start-up team.

Controller, Employee Benefits• Member of Sr. Mgmt Team managing Group Life, Disability, Medical Stop Loss, Supp Health and Voluntary Worksite (UL, IWL, STD, Supp Health) businesses• 5 Direct Reports, 38 staff - responsible for all FP+A and Accounting functions• 2003 Gross Revenues of $1.3B, 6-year CAGR – Revenue 15%, Earnings 13%, Expenses 1%; most profitable EB operation in US according to LIMRA on a margin basisCFO, ReliaStar Financial Markets• Business portfolio responsible for asset accumulation – time spent primarily on significant operational, financial, regulatory issues, and M&A with respective management teams• 3 Broker Dealers (BD) – Introducing, Self-Clearing, CD origination between financial institutions• ReliaStar Bank – OTS charter (bank products for PPGA’s, later sold to Capital One becoming their digital banking chassis)• ReliaStar Trust Bank – (obtained OCC charter, one of first banks to begin operations within insurance holding company structure)• ReliaStar Financial Lifelines – (retail marketing to life insurance beneficiaries)• Developed, led RLR and ING BD integration strategy Director of M&A-ReliaStar Employee Benefits Director of Due Diligence and Partnerships-ReliaStar Employee Benefits Manager of Accounting-ReliaStar Employee BenefitsInternal Audit-ReliaStar Staff Accountant/Intern-ReliaStar Investment Operation