Rob Norton Email & Phone Number

Bellevue, Wa, Us

Washington, United States

- Provide credit approvals on a diversified portfolio of commercial (C & I), commercial real estate, small business, and agricultural credits, utilizing delegated credit approval authority.- Adjudicate and assist in structuring of commercial credits.- Supervise a team of agricultural consultants, providing budget review, collateral inspections. and collateral evaluations for the agricultural lending teams in Washington, Oregon, and Idaho.

Scottsdale, Arizona

• Manage reviews of loan portfolio health and risk rating accuracy, with a focus on commercial (C & I), commercial real estate, consumer, and mortgage loans. • Manage reviews of loan policies, lending operations, and other aspects of the lending process having an impact loan portfolio performance. • Provide coaching to junior members of the team regarding credit risk and risk rating accuracy.

Greater Seattle Area

• Provided credit approvals on a diversified portfolio of commercial (C & I), commercial real estate, small business/SBA-guaranteed, agricultural, consumer, and private banking credits totaling approximately $750 million. • Adjudicated and assisted in structuring of commercial and consumer credits related primarily to services, manufacturing, real estate, agricultural, healthcare, technology, and private banking utilizing delegated lending authority. • Led problem loan negotiation, structuring, and related activities for commercial real estate, commercial & industrial, and small business credits, including management of a team of special asset officers. • Partnering with other credit administration staff and the commercial lending group, developed and implemented credit policies and procedures.

Vancouver, Washington

• Provided credit approvals on a diversified portfolio of commercial (C&I), commercial real estate, small business/SBA-guaranteed, consumer, and private banking credits totaling approximately $500 million. • Adjudicated and assisted in structuring of commercial and consumer credits related primarily to services, manufacturing, real estate, healthcare, and private banking, utilizing delegated lending authority. • Developed and provided ongoing administration of the bank’s credit policies and procedures to ensure they remain current and effective for controlling credit risk and ensuring compliance with regulatory requirements. • Served as a voting member on the bank’s loan committee. • Provided coaching to credit administrators, relationship managers, credit analysts, and other members of the credit origination and risk management teams.

Greater Seattle Area

• Developed and managed the bank’s credit policies and procedures to ensure they remained current and effective for controlling credit risk and ensuring compliance with regulatory requirements. • Exercised approval authority for large, non-conforming mortgage loans to ensure adequate mitigation of the associated credit risk, utilizing delegated lending authority. • Led a project to develop and implement a commercial lending data warehouse for efficient and accurate aggregation of credit exposure across multiple, non-interfacing bank systems; the project was completed on schedule and under budget.

Greater Seattle Area

Responsible for (1) establishing the counterparty credit risk function and managing the ongoing review, approval, and monitoring of counterparties and counterparty trading limits for the bank’s treasury management and correspondent banking functions, utilizing a $5 million exposure approval limit; (2) establishing the vendor analysis unit and managing the ongoing review of the financial health of the bank’s key vendors.

Phoenix, Arizona Area

Working with financial services strategy and process groups, (1) collaborated on a team that evaluated secondary marketing, operations, and loan origination groups for a mortgage bank to improve the effectiveness and efficiency of these functions; (2) advised a large thrift on reorganizing and consolidating its loan servicing division simultaneously with multiple merger integrations; (3) managed multiple commercial lending projects to support successful consolidation of the large regional commercial bank’s multiple banks into a single entity.

Phoenix, Arizona Area

Lead teams of quality analysts responsible for (1) conducting quality reviews of the company’s consumer loan centers; (2) monitoring the correspondents originating and selling consumer loans to the bank.

Phoenix, Arizona Area

Operations manager, directing the centralization of the loan documentation preparation and other operations for loans under $100K for the 12 affiliate banks and managing the ongoing operations.

Phoenix, Arizona,And Portland, Oregon, Areas

Various positions in commercial lending, audit, and branch operations, including commercial credit administration and operations, compliance, and retail branch operations. Completed the bank's 18-month commercial credit training program.

Bs, Accounting

Mba, Business

Physics