Managed team that provided data support to assigned departments within the areas of Scorecard development, Scorecard tracking, Credit Risk and Finance.• Developed relationships with business partners in need of information support, defining operational boundaries and framework resulting in more efficient processes and established working expectations.• Managed within the defined infrastructure to provide strategic and tactical information support to assigned business areas as requested allowing for better decision making process.• Led workload within projects as well as production processes ensuring process efficiencies and timeliness.• Oversaw process reengineering and system infrastructure development to enhance information delivery throughout the business analytics process.• Developed data repository that departments depended on for reporting purposes and carry out the liquidation of the Consumer Lending portfolio.• Automated Finance department reports reducing exposure to operational risk and higher degree of confidence in the report output.

Provided data support to Marketing, Scorecard Development and Credit Risk.• Designed and supported process facilitating data requests coming from model development and credit risk teams allowing for better workflow.• Executed requests for data working closely with various areas to perform validations on data extracted ensuring accuracy with project specifications.

Responsible for the data extraction, development, implementation and monitoring of origination, collection, response and behavioral scorecards.• Developed predictive response scores used in consumer lending marketing campaigns.• Developed predictive bankruptcy scorecard used by Consumer Lending credit risk and marketing.• Developed behavior scores used to track performance of current borrowers that responded to marketing campaigns.• Managed data extraction for scorecard development and validation projects. • Collaborated with Equifax to deploy several internal scores onto their platform to be used by HSBC for marketing campaign requests.• Participated in Credit Bureau audits of proprietary scores and variables to ensure accurate derivation based on HSBC specifications.

Analyst providing decision support for marketing and credit risk initiatives• Worked with campaign managers to develop strategies used in various marketing campaigns. • Assisted campaign managers with deployment of lead strategies that were then made part of lead selection criteria to be sent to mailing vendors.• Developed SAS logic identifying customers to be mailed during rebranding of branch offices after acquiring another consumer finance company.• Developed process to perform audits on incoming data from marketing vendor.

Served as liason between branch network and corporate headquarters, assisted in setting up alliances with other financial institutions and performed due diligence on sub-prime auto and mortgage portfolios up for sale.

Responsible for evaluation, deal structure and negotiations of all credit decisions