Ruby Chang Email & Phone Number

台北市內湖區

🏦Intern, DBS Bank Taiwan T&O CBO🔸OverviewAs an intern in the Consumer Banking Operations Support Department at DBS Bank, I gained hands-on experience in credit card approval processes and fintech applications.✨Key Responsibilities and Achievements🔸Data Analysis and Risk Assessment- Analyzed customer credit card application data to identify and resolve key issues causing rejections, improving approval efficiency- Utilized statistical models to analyze customer spending patterns and risk profiles- Contributed to credit risk assessment model optimization, enhancing evaluation accuracy- Conducted economic scenario stress tests to assess potential risk exposures🔸 Process Optimization- Led a credit card approval process improvement project using Six Sigma methodology- Implemented process improvements, significantly increasing approval efficiency and accuracy- Developed automation scripts to reduce manual errors and boost productivity🔸Product Development and Cross-departmental Collaboration- Participated in consumer banking product development, understanding the full lifecycle of financial products- Assisted in customer behavior analysis for marketing strategy formulation- Engaged in cross-departmental projects, coordinating stakeholder needs- Helped organize a large-scale collaborative event for 400 people, enhancing project management skills🔸Skills Enhanced- Financial data processing and analysis- Understanding of financial industry data security and privacy regulations- Risk analysis and balancing risk with return- Application of machine learning in financial risk control- Project management and process optimization- Cross-departmental communication and collaboration🔸Personal GrowthThis internship deepened my understanding of DBS Bank's PRIDE! culture (Purpose-driven, Relationship-led, Innovative, Decisive, Everything Fun!), laying a solid foundation for my career in fintech.

台灣

👩🏻‍💼 DBS Bank Taiwan Campus Ambassador·Role OverviewAs a Campus Ambassador for DBS Bank Taiwan, I built crucial bridges between academia and the financial industry, dedicating myself to enhancing brand awareness, facilitating campus talent recruitment, and fostering students' understanding and interest in fintech.✨ Key Responsibilities and Achievements🔸 Brand Promotion and Content Creation- Planned and executed innovative social media marketing campaigns, achieving a 200% increase in weekly reach for a single post- Produced diverse multimedia content, including eye-catching short videos, creative visual designs, and interactive posts- Organized and hosted online live events, inviting bank executives to share career experiences, attracting an average of over 500 students per session🔸 Data Analysis and Reporting- Utilized data analysis tools to regularly evaluate social media performance and event effectiveness, providing data-driven improvement suggestions- Compiled detailed monthly campus activity reports, including key metrics such as engagement, satisfaction, and conversion rates- Conducted competitor analysis, identifying market trends and best practices to inform campus recruitment strategies- Designed and implemented student feedback surveys, collecting opinions on the bank's image and recruitment process to drive continuous improvement🔸 Key AchievementsSocial Media Impact: Increased the Campus Ambassador LinkedIn account followers by 45% in one month, enhancing brand awareness among the student communityThis experience not only demonstrated my professional capabilities in brand promotion, event planning, and talent recruitment but also highlighted my comprehensive skills in communication, innovation, and data analysis. I look forward to applying these valuable experiences and skills to my future career development, creating greater value for organizations.

Tayouan

🇺🇸Financial Analyst & Portfolio Manager | US Stock Trader🔸Professional Skills- Comprehensive analysis of listed companies' financial reports and market dynamics- Expertise in technical analysis, identifying high-potential trading opportunities- Formulation and execution of diversified trading strategies (stocks, ETFs, options)- Flexible portfolio adjustment, optimizing risk-return ratios- Authoring in-depth investment research reports, providing market insights🔸Trading Characteristics- Disciplined: Strict adherence to trading plans, risk control- Adaptable: Quick response to market changes, strategy adjustment- Emotional Intelligence: Maintaining calm judgment under high pressure- Continuous Learning: Regularly updating financial knowledge, optimizing trading techniques- Data-Driven: Making objective decisions based on data analysis🔸Investment Experience✨US Stock Market- Focus on individual stocks, index ETFs, sector ETFs, and options trading- Integration of fundamental and technical analysis for comprehensive trading strategies- Effective use of leveraged instruments to enhance returns while controlling risks- Continuous tracking and analysis of market trends, capturing key investment opportunities🔸Key Achievements- US stock portfolio annual returns significantly outperforming market indices- Successfully predicting and capitalizing on multiple critical market turning points- Development and implementation of multiple proprietary trading strategies, continuously optimizing performance

台灣 桃園市

👩🏻‍🏫Private Tutor | Learning ConsultantLeveraged educational expertise to enhance student performance and develop transferable business skills.🔸Key Achievements:• Designed personalized learning plans for 20+ students, improving efficiency by 30%• Managed projects across 6 subjects, showcasing multitasking and time management• Implemented data-driven progress tracking, resulting in 40% grade improvement• Achieved 95% client satisfaction through effective stakeholder communication🔸Core Competencies Developed:• Project Management: Treated each student as an independent project, applying full project lifecycle management from needs analysis to evaluation• Strategic Planning: Developed and executed short and long-term learning strategies• Innovative Problem-Solving: Created custom solutions for diverse learning styles• Performance Management: Set clear objectives, assessed progress, and adjusted strategies based on outcomes• Adaptability: Continuously updated methods to meet varying subject and exam requirementsThis experience honed my skills in project management, client relations, data analysis, and continuous improvement, laying a solid foundation for future management or customer service roles. By approaching tutoring as a comprehensive business operation, I developed a versatile skill set applicable across various professional environments.

台灣 桃園市

🤖AI Teaching Assistant ExperienceTeaching Assistant for three core AI courses over 4 consecutive years:1. Data Visualization2. Introduction to Machine Learning3. Artificial Intelligence for Sustainable Development🔸Key Responsibilities & Achievements•Course Content Integration & Dissemination• Optimized course summaries, enhancing students' comprehension and retention of key concepts• Designed interactive data visualizations to simplify complex AI concepts, boosting engagement• Implemented a progress tracking system for quantitative analysis of learning outcomes🔸Cross-disciplinary Project Management• Organized diverse project teams based on students' backgrounds, fostering interdisciplinary collaboration• Guided students in applying AI technologies to sustainability issues, cultivating innovative problem-solving skills🔸Learning Community Development• Created an online learning platform integrating course resources, discussion forums, and knowledge bases• Organized AI-themed workshops and seminars, broadening students' perspectives and building industry connections🔸Teaching Innovation & Effectiveness• Developed a machine learning-based personalized learning path recommendation system, improving learning efficiency by 20%• Designed an AI-assisted grading system, automating assignment evaluation and saving 50% of grading time• Achieved 95% student satisfaction rate and increased AI-related employment rate by 30%🔸Core Competencies• Strong theoretical foundation and practical experience in AI• Excellent data analysis and visualization skills• Outstanding project management and team collaboration abilities• Innovative teaching methods and technology application capabilities• Keen insight into AI and sustainable development trendsThis experience not only honed my teaching abilities but also ignited my passion for the AI field, laying a solid foundation for future development in the AI industry.

台灣 桃園市

🏠Resident Advisor, Female Dormitory🔸Key Responsibilities and Achievements• Led and coordinated 17 diverse social events, including freshman orientations and social gatherings, showcasing strong leadership and event planning skills.• Increased event registrations by 60% through targeted marketing strategies and effective use of social media platforms (Facebook, Instagram, LINE).• Boosted annual attendance rates by 45% by continuously optimizing event themes and marketing materials based on participant feedback and satisfaction surveys.• Developed highly creative event proposals tailored to specific themes and participant backgrounds, demonstrating deep understanding of user psychology and market trends.🔸Skills Demonstrated• Event Planning & Execution: Independently organized and executed multiple successful events, managing all aspects from conception to completion.• Strategic Marketing: Crafted and implemented precise marketing strategies, resulting in significant increases in event participation and engagement.• Data Analysis & Optimization: Utilized participant feedback and satisfaction survey data to continuously improve event quality and appeal.• Creative Thinking: Designed innovative event concepts and marketing materials that resonated with the target audience.• Leadership & Coordination: Effectively led teams and coordinated with various stakeholders to ensure smooth execution of all events.This experience has honed my organizational skills, creative thinking, and marketing expertise, providing a solid foundation for future roles in top-tier corporate sales and marketing teams.

台灣 桃園市

🌸Horticulture Club Officer🌟Key Responsibilities and Achievements• Event Planning and Execution: Independently organized diverse horticulture-related workshops, professional lectures, and outdoor practical activities, enriching the learning experience of club members.• Budget Management and Resource Allocation: Responsible for managing the club budget, ensuring reasonable allocation and effective utilization of funds, improving operational efficiency.• Member Development and Engagement: Inspired member creativity through personal guidance and team activities, encouraging the application and sharing of professional knowledge.• Cross-organizational Coordination and Communication: Served as the primary liaison between the club and the school administration, other clubs, and external organizations, establishing and maintaining an extensive cooperation network.🌟Demonstrated Skills• Event Planning and Execution: Designed and implemented diverse horticultural activities, overseeing the entire process from conception to completion.• Financial Management: Precisely managed the club budget, optimized resource allocation, ensuring financial sustainability of activities and projects.• Leadership and Team Building: Guided and motivated team members, fostering a culture of active participation within the club.• Communication and Coordination: Effectively communicated with various stakeholders, coordinated resources, and promoted club development.• Innovative Thinking: Encouraged and guided members to transform creative ideas into practical projects, fostering continuous innovation within the club.This experience not only cultivated my practical abilities in event management, financial planning, and team leadership but also deepened my understanding and passion for horticulture. It has laid a solid foundation for my future career development in related fields.