Ryan's mission is to provide innovative solutions, and low-cost alternatives to satisfy compliance with the Affordable Care Act, helping businesses across the US provide ACA-compliant healthcare and insurance options to their employees at the best price possible. Additionally at Essential Benefit Administrators (EBA), Ryan works with his team of underwriters to develop insurance and non-insurance products to fill in gaps and correct inefficiencies in today's insurance market with products for large groups, middle market, small groups, and an association plan. Ryan's clients are large sales organizations, general agencies, and insurance brokers along with large employers. Essential Benefit Administrators utilize industry-leading tools and technology to help you protect your company’s future at a significantly lower cost (up to 70%) in comparison to paying Government penalties for non-compliance with the Affordable Care Act. EBA has been recognized amongst its peers to be an industry lead in MEC plans and an overall pioneer and industry disruptor in the healthcare business. Ryan’s early career at JP Morgan Chase, MetLife, and Paychex saw him routinely outperform quotas, maintain excellent client retention rates, and consistently finish as a top producer in numerous important roles while earning many awards and recognitions from his colleagues. Ultimately, Ryan decided that he wanted to achieve more leading to his decision to found Essential Benefit Administrators. Since its inception, EBA has experienced rapid growth as reflected in its market share. EBA has been recognized as an industry leader with over 60,000 members nationwide, and Ryan oversees over 1,000 agents and brokers who actively produce nationwide across all industries. Presently, over 45% of mid to large size employers are not in compliance with the ACA, and with the rising cost of healthcare, and the light on the sector due to COVID-19 and the associated resulting effects, including how top talent will perceive the value of employer provided insurance, choosing the right broker has never been more important. We pride ourselves on our customer-first approach that touches every facet of our process. We firmly believe this has led to our recognition as award-winning, top-of-class consultants. As a full-service agency, EBA consults all clients individually based on their own bespoke needs and objectives.