Ryan Gilbert Email & Phone Number

Irvine, Ca, Us

Tustin, California, United States

Irvine, Ca

• Retrieve and analyze credit reports for each submission and adjudicate in a timely manner• Credit approval authority up to $300,000 for application only and modified application only transactions• Responsible for allocating credit submissions and portfolio transactions to other credit analysts• Effective in encouraging, motivating, and guiding other credit associates• Initiate and update reports for term loan monitoring• Communicate with third party originators to receive financial information for loan requests• Responsible for spreading financial statements and tax returns of clients and prospective clients

Anaheim, California

• Underwriting equipment leases ranging from $100,000 to $500,000 to varies businesses• Ensure timely attention is given to all credit requests, from initial review and comparison to department’s lending policies• Spread all tax returns and/or financial statements on all obligors• Completion of Credit Approval Memos for approved transactions• Determines initial Debt Service Coverage Ratio and Global Debt Service Coverage Ratio

Fullerton, Ca

• Review number of permit sales with financial entries made by direct report• Supervised aspects of event: Selected the site, negotiated terms of parking, and managed other employees• Provided leadership and strategic oversight for the department while attending customer's questions and concerns with respect to payments for permit