Worked as a credit analyst on both commercial and residential real estate projects, and personally underwrote over $500 million in loans, presenting analysis on projects to local and regional committees on a weekly basis. Created an integrated cash flow model from scratch. Modeled 3-5 year projections including a debt schedule, revolver, and ran sensitivity analysis on key model drivers and assumptions.Calculated debt ratios, return on equity analysis, performed collateral analysis, tested covenants, and projected income analysis for clients of the bank. Attended client calls and site-visits to properties throughout the Midwest. Through networking events, I created new business contacts, depository relationships, and loans for the Bank.Elected by Regional Credit Manager to help organize and promote team-building activities for the commercial real estate group. Selected to prepare the commercial real estate loan portfolio, and conduct analysis on a quarterly basis. Analysis was monitored by the Regional Credit Manager, President, and CEO, as well as internal and external examiners of the Bank. Worked in the remediation group, working on troubled credits in the Bank's portfolio. Performed valuation analysis for the Regional Credit Manager, President, and the CEO of the Bank, and helped determine key factors in the Bank's decision to foreclose, hold, or sell troubled projects.

Worked in both the origination division as an underwriter, and the securitization division for RECM. Underwrote over $1 Billion worth of commercial real estate loans within the Midwest region, including one industrial portfolio worth in excess of $300 million, which closed for the Bank.Learned the process of taking a mortgage application from origination to closing and into a securitized CMBS pool.Presented deals to deal managers within the Bank. Attended customer calls and conferences. Attended an intensive course on valuation, financial statement analysis, and financial modeling skills from "Training the Street" Learned proficiencies in Microsoft Excel, Bloomberg, and CIB Training tools.