Ryan S. Email & Phone Number

San Francisco, CA, US

San Francisco, California, United States

San Francisco, California, United States

San Francisco, California, United States

• Produced risk reports suitable for executive and Board of Directors audiences, utilizing analytical skills to interpret risk information and create graphs, charts, and presentations.
• Maintained Risk Liaison Program administration and communication, including hosting bi-monthly meetings, managing onboarding/offboarding, and conducting year-end performance evaluations.
• Administered semi-annual Top and Emerging Risks survey, including managing distribution lists, compiling initial data/results in easily digestible formats, and finalizing materials for presentation to executives, risk.
• Tracked the status of open action plan items in Archer eGRC, sent weekly and monthly progress/status reports and emails, and provided overall support to ensure that the ERM program was effective and documentation was.

• Conducted in-depth analysis of consumer credit reports, income documentation, asset statements, sales contracts, appraisal, and title work on a loan-by-loan basis to properly assess individual risk and approve/deny.
• Communicated and documented reasons for approval or rejection of loans through reports detailing risk assessment findings so clients and loan officers are well-informed of decisions. Worked cross-functionally with.
• Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability and customer satisfaction.
• Demonstrated excellent follow-through with borrowers, loan processors, loan originators, and management throughout all phases of the underwriting process.

Irvine, California, United States

• Prepared mortgage loan closing packages, collaborated closely with all parties involved in the transaction (title companies, attorney’s offices, and real estate agents), and ensured that all paperwork was complete.
• Managed and maintained a revolving pipeline of loans throughout an extremely high volume period and oversaw the timely execution of each file from the initial clear to close milestone through closing, funding approval.
• Consistently scored in the top 10th percentile for NPS score within the department while funding 70+ loans per month.
• Ranked #1 in funding volume in the Irvine office during third month in role and exceeded monthly funding target in all 12 months while prioritizing outstanding customer satisfaction and attention to detail.

UCSB

• Planned, prepared, and hosted multiple financial literacy workshops each quarter
• Managed communication between other campus organizations and student body to spread awareness of financial literacy workshops
• Recruited speakers and coordinated schedule for spring financial literacy series
• Reviewed grant application essays and assisted in approval process

Santa Barbara, California

• Performed research within a team to analyze potential future investment opportunities
• Studied macroeconomic fluctuations and their effect on financial markets
• Collaborated with other members to manage active portfolio valued at $150,000+

Barcelona, Spain

• Selected for competitive economics exchange program
• Relevant Coursework: International Economics, Conducting Business in Europe, Economics of Global Order

Santa Barbara, California

• Explained valet process to clients in a detailed, user-friendly manner which ensured common understanding
• Worked together with fellow valets at private events to effectively organize vehicles for efficient retrieval
• Utilized and audited ticketing system in order to ensure accurate placement and documentation of each vehicle

Santa Barbara, California

• Worked closely with guests to provide hospitality and customer service
• Provided welcoming greeting and managed any guest requests
• Handled transactions and reviewed sales records each day
• Mastered system software in order to work in conjunction with kitchen

Escondido, CA

• Practiced customer service, basic cleaning, and teamwork
• Demonstrated communication skills, sales strategies, and problem solving
• Gained cashier experience

Escondido, California

• Organized files and corporate records room
• Developed and executed systems for gathering and recording information

Economics, Business, Graduating Senior

Honor Roll

Activities and Societies: National Honor Society, Nighthawk Nation, Nighthawk Scholar, Football, Soccer, Lacrosse, Scholar Athlete.