Sajan Kumar

Sajan Kumar Email and Phone Number

Risk Manager @ Utkarsh Small Finance Bank
Gurugram, HR, IN
Sajan Kumar's Location
Gurugram, Haryana, India, India
About Sajan Kumar

As a Credit Manager at HDFC Bank, I manage a portfolio of more than 500 Crores and lend credit up to 15 Crores to various businesses for working capital requirements. I analyze the overall business performance, risk profile, and financial ratios of the borrowers, and negotiate the terms and conditions of the loans. I also monitor the repayment and recovery of the loans, and ensure compliance with the bank's policies and regulations.I have a MBA in Finance from IIM Sirmaur, where I learned the concepts and tools of financial management, corporate finance, and investments. I also have a BTech in Computer Science and 1.5 years of experience in SQL, Python and SAP ABAP at Infosys. I am proficient in Excel, Google Analytics, and business metrics.

Sajan Kumar's Current Company Details
Utkarsh Small Finance Bank

Utkarsh Small Finance Bank

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Risk Manager
Gurugram, HR, IN
Website:
utkarsh.bank
Employees:
11084
Sajan Kumar Work Experience Details
  • Utkarsh Small Finance Bank
    Risk Manager
    Utkarsh Small Finance Bank
    Gurugram, Hr, In
    View
  • Utkarsh Small Finance Bank
    Credit Risk Manager
    Utkarsh Small Finance Bank Sep 2024 - Present
    View
  • Hdfc Bank
    Credit Manager
    Hdfc Bank May 2023 - May 2024
    View
  • Samex Llc
    Product Manager
    Samex Llc Jun 2022 - Aug 2022
    Troy, Michigan, United States
    View
  • Mark Mine Consultancy Pvt Ltd
    Market Research Intern
    Mark Mine Consultancy Pvt Ltd May 2022 - Jul 2022
    View
  • Skilled Sapiens
    Product & Brand Manager
    Skilled Sapiens Mar 2022 - Apr 2022
    In the live project as a product and brand manager, I designed a product for a target audience of 5000+ and analyzed the market requirements and competitors' strengths. Also, tested a beta product on a small target group and relaunched the product as per market requirements.
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  • Xartup
    Event Management Associate (Product)
    Xartup Jan 2022 - Mar 2022
    At Xartup, I worked towards building a strong fellow base and got a detailed understanding of the startup ecosystem. I hosted multiple interactive sessions for discussing business cases and identified various industry trends for curating strategic growth plans.
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  • Finlatics
    Investment Banking Analyst
    Finlatics Dec 2021 - Feb 2022
    As Investment Banking analyst, I developed deep interest in private equity and analysed multiple case studies. It gave me a better understanding of market conditions and ability to map potential of startup ideas.
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  • Finlatics
    Equity Market Analyst
    Finlatics Sep 2021 - Nov 2021
    Worked as Equity Market Analyst and Conducted extensive Research on companies in Banking and Metals & Mining sector. Companies from the Banking sector were ICICI bank & IIFL finance. Companies from the Metals & Mining sector were Jindal Steel & power limited and JSW Steel. Also managed Stocks of the portfolio with an 11% gain in 60 days.
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  • Clearexam
    Business Development Executive
    Clearexam Nov 2021 - Jan 2022
    I worked on reaching out to leads and pitching the clients about the product. I also managed client follow ups and optimizing end to end sales process. I was point of contact for all the clients and handled relationship management.
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  • Ahimsa
    Stock Marketing Intern
    Ahimsa Nov 2021 - Dec 2021
    Worked as a Stock marketing Intern and shared knowledge with people on stocks trading. I Contributed to MSME in their business development and trained people on stocks trading.
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  • Strategyco.Global
    Management Consulting Case Solving Bootcamp
    Strategyco.Global Oct 2021 - Dec 2021
    Completed Management Consultancy Bootcamp with a Gold🥇 certification. I engaged for more than 100 hours to solve 55 Business Cases along with focused learning and amazing peer groups to learn. The exercise helped me to work through a systematic approach to solving management cases. Also, the experience helped me improve my skills of Thought structuring, Analytical thinking, and Decision making.
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  • Infosys
    System Engineer
    Infosys Jan 2020 - Aug 2021
    Pune, Maharashtra, India
    Worked with one of the largest biotech company, Roche, as SAP ABAP developer. In the process, gained experience in documenting, developing, and testing modules of the application. Also developed an application from SAP technology modules for the UPI payment system.
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Sajan Kumar Education Details

Frequently Asked Questions about Sajan Kumar

What company does Sajan Kumar work for?

Sajan Kumar works for Utkarsh Small Finance Bank

What is Sajan Kumar's role at the current company?

Sajan Kumar's current role is Risk Manager.

What schools did Sajan Kumar attend?

Sajan Kumar attended Indian Institute Of Management, Sirmaur, Heritage Institute Of Technology.

Who are Sajan Kumar's colleagues?

Sajan Kumar's colleagues are Laxman Baghel, Abhishek Yadav, Aayush Sharma, Adarsh Singh, Brijesh Kumar Pandey, Rahul Jauhari, Gummadi Mohan Rao.

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