Samuel Lotechukwu Email & Phone Number

United Kingdom

• Conducted analytical review of financial statements of borrowers and credit history to assess credit worthiness and recommend credit limits based on the risk assessment and credit policy of the bank.• Successfully managed credit portfolios of over US$65million across various sectors, constantly monitoring for early warning signs and taking proactive measures to mitigate potential losses.• Successfully managed a US$350million fund which was targeted at providing finance for energy projects, generating interest income of over US$45million from disbursements and investments.• Prepared and presented detailed credit reports and loan proposals to the credit committee and executive management, articulating loan conditions, risks, recommendations and merits of lending propositions.• Collaborated effectively with cross-functional teams and other relevant stakeholders to ensure a cohesive risk management approach.• Regularly monitored the market/industry and economic indicators to identify trends that may affect the credit portfolio.• Carried out due diligence exercises to verify the accuracy of information provided by potential borrowers to identify the ultimate beneficial owners and put measures in place to prevent money laundering and terrorist financing.

• Conduct regular cost variance analysis to identify any cost over runs/savings, and provide actionable insight to senior management.•Developed and implemented a cost control/tracking framework in Excel to aid project managers follow the actuals spent on respective projects• Managed contract values of existing joint venture and single source contracts for ongoing projects using the SAP ERP.• Monitored project performance, milestones and cost efficiency using Earned Value Analysis and Management techniques.• Used the SAP ERP for Cost Reporting, creation of Service Entry Sheets (SES) for services performed, and Goods Received Notes (GRN) for goods delivered in line with the contract terms.• Financial Planning and budget preparation for upcoming projects• Worked with a team of engineers to review the Bill of Quantity (BOQ) and scope of work to be used in upcoming drilling projects or work over operations on existing wells.

Nigeria

• Implementation of SAP Finance and Controlling (FICO) modules• Finance Business Process review and Blueprinting.• Data cleansing and migration from legacy system to the SAP ERP• Worked with the ABAP consultant to integrate the SAP ERP to payment gateways.• Provided training on the SAP FICO module to functional users.• Provision of SAP support services to clients in the Oil & Gas industry, Manufacturing, Retail industry and General Services.

Marina, Lagos Island

• Provided trade finance facilities such as Letters of Credit (LCs), Advanced Payment Guarantees (APGs), Purchase Order (PO) financing to customers.• Conducted KYC/KYB analysis on existing customers and provided timely resolution to complaints and requests. • Onboarded new customers and carried out necessary due diligence checks before creation of accounts.

Bachelor’S Degree, Economics, Second Class Upper (4.22/5.00)

Activities and Societies: Nigerian Economics Students Association Through my 4 years in the study of Economics, I developed a strong.

Investment Banking Graduate Program

Activities and Societies: Stock pitch of the Nigerian Breweries Stock Financial Modeling Valuation

West African Senior School Certificate Examination