DRE License # 01991628 & 01320031

Advancing awareness of, and ACCOUNTABILITY to, the National Association of Realtors Code of Ethics and the CRMLS rules and regulations along with the bylaws and directives set forth by the executive committee of the association. Spearheading the committee to increase professionalism within our industry and improve the consumer experience at the highest levels. Empowering both association members and the public through training, advocacy, and accountability.

Negotiate Short Sale contracts for my agent partners and their clients.

I specialize in working with distressed homeowners, pre-foreclosure sellers and lender negotiations. I also have a passion for serving first time home-buyers. For sellers, I provide a detailed & individualized marketing analysis for their property using the latest technologies available to maximize their exposure and sale price. For my distressed clients, I negotiate the absolute best settlement for their situation with all respective lenders and lien holders. For my buyers & tenant clients, I find the best deals on properties (often before they hit the market), then arrange & negotiate all aspects of the process. I am solely responsible for ensuring: 1) My clients needs & wants are exceeded, 2) I have earned the trust of my clients (through my knowledge, advocacy and skill), 3) My clients gladly & without hesitation refer their family, friends,and associates to me, knowing that I will serve them with the same level of care and expertise they received. I desire to be the primary real estate resource for my clients for life.

Get the best loans and best rates possible for my clients & their friends.Originate, process, pre-underwrite, maintain and close loans using various programs -- Conventional (portfolio and Fannie Mae/Freddie Mac), FHA, VA, and specialized goverment REO/HUD incentives. Responsible for borrower credit consultation and FICO maximization for best rate protection. Oversee the fundings of associate loan officers.

Originate, process, pre-underwrite, maintain and close loans using various programs -- Conventional (portfolio and Fannie Mae/Freddie Mac), FHA, VA, and specialized goverment REO/HUD incentives. Responsible for borrower credit consultation and FICO maximization for best rate protection. Oversee the fundings of associate loan officers. Maintain client database and interface platforms, and loan origination systems. Continuing development of company Real Estate Cross-Over programs and training.

1st time home-buyer specialization. Distressed homeowner specialization. Arrange, negotiate, & solicit real estate deals for prospective buyers, sellers, and tenants. Manage contracts, escrows, client data bases, marketing campaigns, and property presentations.

Broker of record. Director of loan origination, quality control, multi-state compliance and licensing. Coordinator for investor/lender relationships. Loan originator, broker & processor.

Originate, process, maintain and close loans using various programs ranging from sub-prime, portfolio, government, and conventional paper. Oversee the funding of associate loan officers. Maintain client database and interface platforms, and loan origination systems. Continuing development of company Real Estate programs and training. Left to pursue better opportunities.

Broker of record. Create quality control department rules, procedures, and systems. Manage the production from origination, process, through funding for the self-generating loan officers in corporate office. Interface with clients and pricing engines. Maintained client relations standards. Originated in excess of 100 million dollars in loan production. Director of Real Estate Division and lender relations. Completed multi-state licensing, education, testing and compliance requirements for the company. Developed banking and underwriting divisions. Left to pursue better opportunities.