Scott Noble Email & Phone Number

Fort Lauderdale, Fl, Us

United States

Fort Lauderdale, Florida, United States

Managed commercial deposit and public fund portfolio for 5 regions across the footprint, average deposit portfolio size of $25B. Maintained a balanced mix of noninterest bearing deposits relative to total deposits; ensured interest expense, cost of funds, deposit rate exceptions and noninterest income for assigned regions. Ensured regions are meeting bank expectations of quality profitability and growth.• Oversaw preparation and approval of pricing Proformas for clients within bank guidance to maximize profitability.• Completed all RFP’s including pricing, presentation and verbiage of products resulting in acquiring and retaining of relationships• Kept abreast of macroeconomics, Federal Reserve changes, and any regulatory developments that affect the deposit portfolio. Monitor peer and industry developments as they relate to deposit products and trends, using this information to formulate strategies for assigned regions.• Ensured adequate data integrity and management of the region’s deposit portfolio. Identified regional risks and opportunities; developed action plans for corrective strategies resulting in reduced overall risk for the bank• Assumed responsibility for the quality, liquidity, profitability, and growth of each assigned regions commercial deposit portfolio by ensuring the servicing of all deposit accounts to include exception pricing, submissions and approvals, interest rate exceptions, documentation and approval of RFP’s and contractual accounts, file documentation and adhere to deposit compliance.

Fort Lauderdale, Florida, United States

Structured and priced commercial deposit relationships in alignment with Corporate Deposit Strategy. Grow and retain commercial households while maximizing profitability. Provided direction for pricing decisions and while adhering to all policies and profits are maximized.• Worked closely with Treasury Consultants and Relationship Managers and assisted with product recommendation.• Priced all Commercial and Consumer deposit relationships aligned with bank strategy increasing the profitability of the bank• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. • While operating within the Banks risk assessment, achieved results by consistently identifying, assessing, managing, monitoring and reporting all risk types.

Miami/Fort Lauderdale Area

Led a team of financial center associates to ensure exceptional customer service, strong operational excellence as well as increase the market share for the company. Expanded and maximized client base and deepen Consumer and small business relationships via proactive daily contact with clients and prospects.

Led, motivated, and enhanced performance, operations and Client Satisfaction in large banking center teams. Successful multi-location management. Led Financial Centers in 3 Major US cities for Bank of America including Boston and DC. Multi-Unit management experience.