Sonal Sharma Email & Phone Number

Bengaluru, Ka, In

Bengaluru, Karnataka, India

• Conduct and document all aspects of Mashreq Bank’s Internal Capital Adequacy Assessment Process (ICAAP). Specifically:• Conduct material risk assessment and capital adequacy tests based on Basel Pillar 2 practices• Calculation and measurement of Economic capital- develop forward looking capital projections under regulatory and benchmark capital views• Overall responsibility for coordinating and ensuring the integrity of the Annual Central Bank Stress Testing exercise • Lead and act as central point of contact and guidance on all ICAAP related matters across Mashreq Bank

Gurugram, Haryana, India

• Working on Pillar 3 (Market Discipline) - Basel III Regulatory Reporting to both external regulators and senior management • Overall responsibility for ensuring the reporting process relating to the regulatory requirements is efficiently structured and adequately controlled• Evaluate and manage controls on key processes and functions • Reviewing COREP, PRA101, Other Regulatory Reporting Returns and associated governance and controls

London, United Kingdom

• Part of the project from day 1, supporting the process of bank’s application to PRA/FCA, good understanding and experience in calculation of RWA (Risk Weighted Assets) and external regulatory reporting requirements and Basel II/III in order to ensure that the reports and the reporting environment conform to internal & regulatory requirements• Assist in the development, review and updating of all capital Adequacy process related policy statements such as the capital & liquidity policy (ICAAP/ILAAP/Risk Management), stress testing policy and risk (Credit, Market, Operational) framework policy. (BASEL III, CRD-IV)• Produced the financial and business modeling (including LCR/NSFR, liquidity monitoring metrics) and stress testing (BoE, EBA) using statistical analysis for major documents- monitor regulatory developments that may impact the entity from a capital or stress testing perspective.• Executing the Risk and Finance business analysis and design activities for the IFRS 9 impairment reporting, operating model, systems and data work streams• Help develop and manage the communication strategy with senior management and key partners across all business units, Finance, Risk and other support groups (IT).• Conduct research and complex studies involving capital planning, stress testing and regulatory changes. Preparing management reports and making presentations on study results.• Conducting due diligence and detailed risk assessments by analysing documents, statistics, reports and market trends and defining strategies to minimise the exposure to any risk.

Gurugram, Haryana, India

• Worked for a US based accountancy software project called Intuit. (QuickBooks)• Mentoring the team (15 team members) to achieve the desired SLA targets and responsible for creating various daily reports. (MI Reports)• Handling accounts payables/ receivables, general ledgers and reconciliation for the clients.• Working collaboratively with data services and software development teams to report any issues for software/process improvement.

Noida, Uttar Pradesh, India

• Worked in Ivo bank process a UK based online bank regulated by Financial Services Authority, UK, had been the part of testing team and UAT, End to End phases and brought relevant changes in the process and product to reduce redundancy throughout the full project lifecycle.• Have been the part of Bank from application phase to getting the bank operational. Assisted in submitting the application to PRA/FCA working on the Regulatory documents.• Writing process maps and documents, creating test cases and executing them in different testing environments, assisted in conducting research involving compliance, anti-money laundering and regulatory changes.• Later moved in the role of team Mentor and handling the team of Reconciliation. (Product expert of banking applications like Smart Stream TLM, ICBS-Integrated Core Banking System, Aqua global)• Defining research & marketing objectives after consultation with the client and preparing research proposals acted as ‘Marketing SPOC’ for the process, worked on different online resources like Factiva, OneSource and Hoovers.• Trained on Anti Money Laundering and Fraud screening.

Applied Credit Risk Analytics, Credit Risk Analysis, Pd, Lgd Modelling In Languages Like R, Python And Excel

Workshop, Investment Banking- Business, Financial Modelling And Valuation

Workshop in Investment Banking and Financial Modeling.

Master Of Business Administration (Mba), Banking, Corporate, Finance, And Securities Law, Merit

MBA- Corporate Finance

Bachelor Of Commerce (B.Com.), Accounting, 83%