• Assessed the effectiveness of fee waiver programs, leading to strategic recommendations that enhanced client retention while minimizing policy misuse• Discovered new revenue opportunities by analyzing customer behavior, providing insights that informed high-impact business decisions• Collaborated with cross-functional teams to design a compliance reporting system, significantly reducing regulatory risks and uncovering critical contract and billing system discrepancies• Led impact analyses on payment policies, resulting in improved customer experiences and strategic adjustments that boosted revenue

• Developed accurate forecasting models using advanced statistical techniques, enhancing financial planning and budgeting processes for a top fleet card issuer in the US • Conducted thorough audits of financial models, ensuring their accuracy and reliability for a major client in the debt restructuring industry• Evaluated product policies for a US-based sub-prime point-of-sale financing provider, contributing to key decisions on market expansion and risk management• Analyzed credit risk factors, refining approval strategies to better serve targeted customer segments

• Developed a strategic optimization engine for credit policies, enhancing the financial outcomes for a point-of-sale financing provider in the sub-prime lending space• Created analytical models to inform decision-making on funding and utilization, driving more effective resource allocation• Built a sophisticated Excel tool to streamline revenue optimization, leveraging advanced VBA for improved financial planning

Modelling of intermetallics formation in a diffusion couple