I joined The Royal Bank of Scotland in 1961 in Glasgow and served the Bank in various positions in Scotland and England prior to moving to Houston, Texas as the Bank’s Representative in 1975. I was appointed Senior Vice President and Manager of the Bank’s New York branch in 1978, Executive Vice President (North America) in 1982 and following my return to Glasgow in 1985 I was the Area Manager in that City.Before my arrival in Liverpool in 1992, I held various posts in Scotland and subsequently was appointed Assistant General Manager in Manchester prior to assuming the position of Regional Corporate Director in the Corporate and Institutional Banking Division based in Liverpool.Following retirement from the Bank I joined Brabners LLP in 2001 as Chairman. I am a past Regional Chairman of Coutts in Merseyside and North Wales and was appointed an Ambassador for Professional Liverpool in 2013, having stepped down as Chairman the previous year. Additional current posts:Member of the Advisory Board of the University of Liverpool Management School Member of the Board of Regents at Liverpool Hope UniversityIndependent Member of the Preliminary Investigation Committee of the International Cotton AssociationNon-executive director at ICC SolutionsPrevious posts:Vice President and Member of the Board of Directors of the British American Chamber of CommerceMember of the Board of Trustees of the Institute of Foreign Bankers Inc. (New York)Council Member for the Confederation of British Industry (North West)Past President of the Chartered Institute of Bankers (Merseyside Region)I am a fellow of both the Chartered Institute of Bankers in England and Wales (FCIB) and the Chartered Institute of Bankers in Scotland (FCIB -Scot).