Stephen Smith
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Stephen Smith Email & Phone Number

SVP and Senior Regional Credit Officer at First Commonwealth Bank
Location: North Royalton, Ohio, United States 8 work roles 2 schools
2 work emails found @usbank.com 2 phones found area 800 LinkedIn matched
✓ Verified August 2026 4 data sources Profile completeness 100%

Contact Signals · 2 work emails · 2 phones

Work email s****@usbank.com
Direct phone (800) ***-****
LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
First Commonwealth Bank
Role
SVP and Senior Regional Credit Officer
Location
North Royalton, Ohio, United States
Company size
1469 employees

Who is Stephen Smith? Overview

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Quick answer

Stephen Smith is listed as SVP and Senior Regional Credit Officer at First Commonwealth Bank, a with 1469 employees, based in North Royalton, Ohio, United States. AeroLeads shows a work email signal at usbank.com, phone signal with area code 800, and a matched LinkedIn profile for Stephen Smith.

Stephen Smith previously worked as SVP/Senior Credit Officer at First Commonwealth Bank and Vice President, Market Credit Administrator at U.S. Bank. Stephen Smith holds Master Of Business Administration (Mba), Business Administration And Management, General from Xavier University.

Company email context

Email format at First Commonwealth Bank

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ssmith@usbank.com
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AeroLeads found 2 current-domain work email signals for Stephen Smith. Compare company email patterns before reaching out.

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Profile bio

About Stephen Smith

Experienced credit leader with over 20 years of credit underwriting analysis expertise in various credit functions. Highly skilled in credit decisioning, credit structuring, credit analysis, and portfolio management. Excellent technical and analytical abilities with experience communicating throughout various levels of an organization. Strong background of managing employees, projects, and tasks while meeting deadlines. Flexible in adapting to changing working environments, priorities, and responsibilities.

Listed skills include Credit, Loans, Commercial Banking, Credit Analysis, and 15 others.

Current workplace

Stephen Smith's current company

Company context helps verify the profile and gives searchers a useful next step.

First Commonwealth Bank
First Commonwealth Bank
SVP and Senior Regional Credit Officer
North Royalton, OH, US
Website
fcbanking.com
Employees
1469
AeroLeads page
Company profile
View company profile Email format
8 roles

Stephen Smith work experience

A career timeline built from the work history available for this profile.

Vice President, Market Credit Administrator

U.S. Bank

Cleveland/Akron, Ohio Area

• Manage a team responsible for the adjudication of commercial banking requests submitted through the Cleveland hub servicing our respective region which includes metro locations in OH, WI, MO, KY, TN, and Chicago. Loans consist of both C&I and CRE structuring.

Feb 2014 - Jul 2023

Avp, Assistant Team Lead

U.S. Bank

Cleveland/Akron, Ohio Area

• Senior team member that was integral in establishing the department charter, underwriting guidelines, and templates for the newly formed department of Metro Custom Underwriting.

Jan 2010 - Jan 2014

Avp, Senior Underwriter. Commercial Banking

Keybank

Cleveland, Oh

• Conducted the analysis and underwriting of all credit transactions. Proposed recommended structure and accumulated all data necessary to perform focused analysis.• Reviewed financial statements and all other relevant financial and non-financial data to develop a concise focused analytical foundation for a credit decision.• Participated in client calling initiatives and business development activities by identifying cross-sell opportunities

Feb 2008 - Jan 2010

Officer, Underwriter. Private Client Group

National City Bank

Cleveland/Akron, Ohio Area

• Mentored, coached and worked with team members to provide the appropriate structure and decision to loan requests within my lending authority, $1,250,000.

Aug 2006 - Feb 2008

Underwriter, Small Business Credit Services

National City Bank

Cleveland/Akron, Ohio Area

• Analyzed and decisioned small business loan requests up to $250,000.

Aug 2004 - Feb 2008

Credit Analyst, Commercial Banking

Provident Bank

Cincinnati, Ohio Area

May 2002 - Aug 2004
Team & coworkers

Colleagues at First Commonwealth Bank

Other employees you can reach at fcbanking.com. View company contacts for 1469 employees →

KB Kay Boyd-Rowe Kay Boyd-Rowe Colleague at First Commonwealth BankDu Bois, Pennsylvania, United States View → LM Linda Montgomery Linda Montgomery Colleague at First Commonwealth BankGreater Pittsburgh Region, United States View → RT Ryan Thomas Ryan Thomas Colleague at First Commonwealth BankIndiana, Pennsylvania, United States View → JL Joyce Lock Joyce Lock Colleague at First Commonwealth BankHarrison City, Pennsylvania, United States View → BK Ben Krisay Ben Krisay Colleague at First Commonwealth BankJohnstown-Somerset Area, United States View → BS Brett Stiteler Brett Stiteler Colleague at First Commonwealth BankSmicksburg, Pennsylvania, United States View → DP Danika Polka Danika Polka Colleague at First Commonwealth BankJohnstown-Somerset Area, United States View → HF Heather Finke Heather Finke Colleague at First Commonwealth BankCincinnati, Ohio, United States View → JP Jacob Prosser Jacob Prosser Colleague at First Commonwealth BankClairton, Pennsylvania, United States View → KS Kelly Shea Kelly Shea Colleague at First Commonwealth BankHomestead, Pennsylvania, United States View →
2 education records

Stephen Smith education

Master Of Business Administration (Mba), Business Administration And Management, General

Xavier University
FAQ

Frequently asked questions about Stephen Smith

Quick answers generated from the profile data available on this page.

What company does Stephen Smith work for?

Stephen Smith works for First Commonwealth Bank.

What is Stephen Smith's role at First Commonwealth Bank?

Stephen Smith is listed as SVP and Senior Regional Credit Officer at First Commonwealth Bank.

What is Stephen Smith's email address?

AeroLeads has found 2 work email signals at @usbank.com for Stephen Smith at First Commonwealth Bank.

What is Stephen Smith's phone number?

AeroLeads has found 2 phone signal(s) with area code 800 for Stephen Smith at First Commonwealth Bank.

Where is Stephen Smith based?

Stephen Smith is based in North Royalton, Ohio, United States while working with First Commonwealth Bank.

What companies has Stephen Smith worked for?

Stephen Smith has worked for First Commonwealth Bank, U.S. Bank, Keybank, National City Bank, and Provident Bank.

Who are Stephen Smith's colleagues at First Commonwealth Bank?

Stephen Smith's colleagues at First Commonwealth Bank include Kay Boyd-Rowe, Linda Montgomery, Ryan Thomas, Joyce Lock, and Ben Krisay.

How can I contact Stephen Smith?

You can use AeroLeads to view verified contact signals for Stephen Smith at First Commonwealth Bank, including work email, phone, and LinkedIn data when available.

What schools did Stephen Smith attend?

Stephen Smith holds Master Of Business Administration (Mba), Business Administration And Management, General from Xavier University.

What skills is Stephen Smith known for?

Stephen Smith is listed with skills including Credit, Loans, Commercial Banking, Credit Analysis, Relationship Management, Commercial Lending, Portfolio Management, and Middle Market.

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