Steven Cliff Email & Phone Number

Speaking with people day in and out about their finances, it’s clear there’s real confusion about retirement planning options. I'm frequently asked questions like...▫️ How much do I need to retire on and when can I afford to retire?▫️ What's the deal with tax and pensions?▫️ Do I really have to work til I'm 67?If you're one of the many confused, it's not your fault. It's a complicated, in-depth and ever-changing subject!In my 23 years as a qualified Financial Adviser, I find even bright professionals & business owners are cloudy about when and how they can retire.While wanting to put off addressing retirement planning is understandable, it won't help. Flinging unopened pension statements into drawers or simply having a brooding cloud of worry over your future retirement income is a horrible feeling. It's also unnecessary because the good news is it can be easily dealt with!As a VouchedFor Top Rated Adviser, it's my role and passion to put you in control of your financial planning. You may well be pleasantly surprised by how healthy your finances are!After working with me, my clients tell me they feel:▫️ Relieved they're taking control of their retirement planning▫️ Relaxed they've got a plan that's flexible and regularly reviewed▫️ A choice in how and when to gear up or down their work life.Having a chat with me to see if we might be the right fit for each other is free and important, even if:▫️ Your earnings are quite modest▫️ You're already in your 60+ it's never too late to sort your retirement finances out.▫️ You've always just had a 'work pension' or even several 'frozen' pensions.Your initial consultation is free and I’m happy to meet via Zoom or Facetime if you prefer not to have a home visit or visit my office in Torquay.Any costs for advice or ongoing services will be discussed before we decide to proceed, so your initial commitment is just an hour. If you're ever worried about your retirement planning or simply don't understand it, call me or message me here and let's start your retirement planning moving in the right direction!Steve 📞 07980 444 981 📞 01803 266326 ✉️ s.cliff@sandringham.co.uk.Retirement Planning | Pension Planning | Pensions | Wealth Management | Equity Release and Lifetime Mortgages | Inheritance Tax Planning Personal and Workplace Pensions