Subhadip Sarkar Email & Phone Number

Toronto, Ontario, Canada

Toronto, Ontario, Canada

Toronto, Canada Area

Disability Claims Integrity Analysis: Investigation & ranking of Multivariate outliers to detect fraud, lack of compliance in disability claims to enable development of outlier & fraud classification model for efficient claims management.Claims Reporting: Data aggregation, cleansing & preparation from multiple source systems & develop dashboards for.

Cleveland/Akron, Ohio Area

• KeyBank ( Aug 2017 - Dec 2018)
• CCAR Auto Model Development: Development & implementation of CCAR Auto Loan model (PD, PO, and LGD) to forecast monthly loan level loss (gross and net) & balance for active snapshot portfolio. The model utilizes loan.
• Model Testing & Sensitivity Analysis: Testing of existing CCAR models for extended CECL framework & performing sensitivity analysis on existing model risk parameters and macroeconomic factors to identify parameter.

Dallas/Fort Worth Area

• SunTrust Banks USA (May 2017-Jul 2017)
• Customer Checking Churn Model: Identification of key drivers of checking account churn and customer risk profiling based on customer transaction, interactions & demographics dataSantander Consumer USA (June 2016-Apr.
• Auto Loan Loss Forecasting Model: Development of Loan loss forecasting model (PD, PP, LGD) to forecast full lifetime loan level loss (gross and net) & balance from time of origination. The model is based on competing.

Bengaluru Area, India

• First Data (Jan 2016 – May 2016)
• Credit Risk and Fraud Risk Model Development: Develop application fraud and credit risk model to predict "Fraud Application" risk and "Credit Default" risk during underwriting new merchant customers for a global.
• ROI Estimation: Estimated the Return on Investment (ROI) across various demographic & target segments to determine the impact of various promotional channels using Regression models as well as test-control methodology.
• Credit Card Analytics: Understand the key factors responsible for credit card customer acquisition & retention pricing through a thorough analysis of different drivers to help determine the Annual Percentage Rate.
• Real Time Offer Prediction for banks: Developed a multipurpose App for banking customers that harnesses the power of real time predictive algorithms (using advanced statistical models) for relevant offer presentment.
• Financial Gamification for banks: Used Time series forecasting Models on different benchmark indices to simulate customer returns across investment classes and to conceptualize & build a portfolio allocation &.

Gurgaon, India

• Key Driver Analysis: Conducted strategic market segmentation(using K means and hierarchical clustering) for a top pharmaceutical client based on variation in managed care, physician characteristics, demographics &.
• Promotion Response Modeling: Analyzed various metrics affecting the sales of a leading brand for a top client, built a promotion response model(multiple linear regression model) and recommended optimized segment level.
• Cross-Sectional Clustering for strategic market segmentation based on variation in different parameters to help client understand market share behavior in terms of uncontrollable levers, followed by identification of.
• Multi-Channel Optimization(Market Mix Modeling): Evaluated multiple promotion and sales force scenarios by conducting multi-channel promotional impact analyses and model simulation for different budget and historical.
• Promotion distribution Optimization: Conducted promotional spend optimization using time series analysis & classic inventory theory (optimizes the total profit of providing too many vs. too few) for promotional coupon.
• Purchase Sequence and Market Basket Analysis: Analyzed the first purchase behavior (in terms of sales, transactions and accounts) and subsequent purchases of customers to help improve the sales and service of the.

New Delhi Area, India

• SAP ABAP Consultant
• Planning, development and implementation of customized business objects and reports in the ERP system to meet critical gap requirements of the client.
• Interface for client interaction and coordination for issue resolution and client team training during system handover
• Contributed to whitepapers on latest object development techniques for internal & client training
• Coordinated with functional team to understand business process requirements, and analyze feasibility of implementation
• Trained new team members on technological skills to facilitate quick resource turn around

Mba, Finance

B.E., Electronics & Tele-Communication

Ssc/Hsc, Mathematics And Statistics, 95%+