Susan Lee Email & Phone Number

San Francisco, California

Assist with the management of the overall creditworthiness of complex financial institutions while enhancing the Bank’s credit risk management and surveillance process for the Bank’s investment and member advance exposures. Manage and develop an industry-specialized credit risk analyst team in performing credit risk reviews and member/industry surveillance. Present credit reviews on Broker/Dealers, Domestic Banks, Credit Unions and Foreign Banks to senior management. Create financial metrics-based internal risk rating models to support recommendations. Led initiative to develop a proactive and well-communicated surveillance process using automated early alert messages from Bloomberg, allowing the Bank to reduce exposure to potential deteriorating credits. Manage exposure to capital market counterparties & member banks to minimize risk by providing trade approvals. Write credit guidelines / procedures and participated in exams with FHFA, Internal Audit, external auditor and SOX Compliance to validate controls were in place. Assist with the development and upgrade testing of the Bank’s risk management system, specifically with the build out of a fully-integrated, front-end, back-end, limits compliance and trade capture system (Calypso/ERM).

Washington D.C. Metro Area

Directed team of risk analysts in analyzing pertinent financial and technical information necessary to evaluate the creditworthiness of Investment Bank, Broker/Dealer, Domestic Bank and International Bank counterparties associated with the Bank’s liquidity portfolio. Developed financial statement analysis and metrics-based internal risk rating model using web-based platform. Monitored a portfolio of counterparty accounts and recommended appropriate activities to senior management. Managed the Bank’s counterparty credit risk management process, including limits measurement and management.

Seattle, Washington

Provided a key role in establishing responsive counterparty risk analysis and credit approval processes to support growth in Treasury and Secondary Markets trading. Served as a credit resource for a wide range of groups including Treasury, Risk Analytics, Compliance, Auditing, Capital Markets and SEC Reporting. Instrumental in the development, implementation and maintenance of the Bank’s credit risk management reporting system to measure/capture risk exposures and report limits. Successfully translated legacy Excel- and Access-based limits & exposure reports to web-based platform. Assisted with management of the Group’s coverage of investment bank and broker/dealer counterparties, overseeing approvals, monitoring and analysis. Managed team of junior analysts, assessed counterparty exposure and industry risks, made internal risk rating recommendations and presented findings to senior management. Assisted in maintaining the high credit quality of the municipal bond insurer portfolio, including monitoring of emerging issues, reviewing financial statements for early warning signs and preparing portfolio reviews. Provided credit underwriting services in support of the Bank’s and Capital Market’s activities and managed the Bank’s credit risk exposure by setting counterparty limits and developing resolution strategy for over-limits. Supervised the compiling, preparing and validation of Washington Mutual’s derivatives exposures in accordance with GAAP, SEC and other regulatory requirements on a quarterly and annual basis. Improved on the reporting of quarterly derivatives exposures through development of an in-house database. Conducted gap analysis and report variances to Senior Management. Coordinated and successfully leveraged multiple teams and systems to reduce processing time. Created financial metrics-based models to identify, measure & report credit exposures to support Board reports and comply with SOX and other Regulatory requirements.

Bellevue, Washington

Developed and maintained key relationships with clients. Assisted with the structure of complex commercial and consumer real estate credits and assisted customers with cash management. Conducted internal audits on client documents to meet regulatory and Bank guidelines. Developed a training program for junior analysts on cash flow and credit analysis. Performed independent credit analyses for lawyers/high-tech portfolio with emphasis on consumer and commercial real estate portfolio.