Tarun Bajaj Email and Phone Number

• Oversee the bank's credit underwriting strategies for the retail and commercial finance portfolio worth $13B (25+ line of businesses) to help the bank rationalize risk assessment and meet strategic risk targets• Independently supervising the management of model risk exposures across the enterprise covering Credit Risk, Fraud, and Liquidity Risk• Developed the first-ever digital Net Credit Losses (NCL) forecasting product for the bank’s $9B retail asset portfolio, used for periodic… Show more • Oversee the bank's credit underwriting strategies for the retail and commercial finance portfolio worth $13B (25+ line of businesses) to help the bank rationalize risk assessment and meet strategic risk targets• Independently supervising the management of model risk exposures across the enterprise covering Credit Risk, Fraud, and Liquidity Risk• Developed the first-ever digital Net Credit Losses (NCL) forecasting product for the bank’s $9B retail asset portfolio, used for periodic review of provisions and setting of bank’s annual budget Show less

• Led initiatives to manage strategic partnerships with third-party ecommerce giants and online payment aggregator clients for product line extensions and scalability• Spearheaded the product’s analytics division, designing credit risk analytics strategies for new customer acquisition, existing portfolio risk management, and collections management by leveraging machine learning-based algorithms to gauge the creditworthiness of customers• Awarded ‘Certificate of Appreciation’ for… Show more • Led initiatives to manage strategic partnerships with third-party ecommerce giants and online payment aggregator clients for product line extensions and scalability• Spearheaded the product’s analytics division, designing credit risk analytics strategies for new customer acquisition, existing portfolio risk management, and collections management by leveraging machine learning-based algorithms to gauge the creditworthiness of customers• Awarded ‘Certificate of Appreciation’ for outstanding contribution to the BNPL product development Show less

• Worked on the ‘Buy Now Pay Later (BNPL)’ digital lending product, a first-of-its-kind digital credit card launched by ICICI, targeting new to credit millennials• Designed architecture, workflow, and technical roadmap for the product to scale from 0 to $105M in 26 months