Finance professional with extensive and diverse experience managing all major commercial and retail functions for financial institutions. Results oriented with abilities in business development, credit analysis, overall risk management, and comprehensive financial and investment management. Overall management and business development philosophy driven by focusing on the principles of client advocacy as the means to build successful client relationships and improve employee engagement at all levels of the organization in order to deliver consistent, predictable, and repeatable results.Additional Skills: Credit Analysis, Risk Management, Cross-functional Team Leadership, Building Internal & External Relationships, Employee Engagement, Employee Recognition, Community Reinvestment Act, Credit Management, Collaborative Leadership, Team Leadership, Leadership Development, Analytical Skills, Financial Analysis, Business Development, Business Relationship Management, Retail Banking, Commercial Banking, Relationship Banking, Small Business Lending, Asset Based Lending, Commercial Leasing, Treasury Management, Coaching & Mentoring, Client Focused, Diversity & Inclusion, Special Assignments.
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Community Banking Division ManagerU.S. Bank 2003 - 2016Joplin, Missouri AreaResponsible for the results of five Community Banking regions comprised of 124 retail branches, 5 commercial lending and treasury management teams, 4 wealth management offices, 2 private banking offices, a credit admin and analysis team, and a division operations group with 1100+ total associates in Missouri, Kansas, and Southern Iowa with a revenue and expense budget in excess of $140MM including $1.6B in total loans and $4.5B in deposits.• Facilitated and built strong working relationships with specialized business line partners including capital markets, municipal securities group, multiple leasing groups, asset based lending & payment services to promote relationship banking, increase our value proposition, and deliver the entire bank to our clients and prospective clients.• Regular, consistent, and detailed oversight and involvement with the credit approval process in the Division. Strengths include underwriting, analyzing, and structuring large and complex credit exposures. -
Region PresidentU.S. Bank 2000 - 2003Joplin, Missouri AreaResponsible for 18 retail branches in Southwest Missouri and Southeast Kansas and commercial team activities in SW Missouri, NW Arkansas, NE Oklahoma, and SE Kansas.• Reduced criticized loan totals from 25% of portfolio to acceptable level over 18 months. Improved underwriting and portfolio management as part of this initiative.• Led and facilitated the ongoing successful integration of the region into FirstStar Bank after it’s late 1999 acquisition of Mercantile Bank including managing and setting employee expectations during the adoption of numerous systems, policy, and business practice changes. Fulfilled same role after Firstar’s acquisition of and rebranding to US Bank in 2001.• Led creation and development of first locally based Treasury Management Consultants to deliver and manage TM relationships in market resulting in year over year increases in sales and revenue and to the adoption of this model throughout Community Banking.
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Financial ConsultantMerrill Lynch 1996 - 1999Oklahoma City, Oklahoma AreaCertified Financial Planner -
Senior Vice President & Senior LenderBoatmen'S National Bank Of Oklahoma 1992 - 1996Oklahoma City, Oklahoma Area • Administered committed loan portfolio of $1.235B.• Increased loan volumes 13% annually while maintaining high credit standards.• Formulated, approved, and implemented lending policies and procedures.• Developed, approved, and administered budget for lending and all related functions.• Served as voting member of ALCO, CRA, Management, and all loan committees.• Represented commercial lending to Board of Directors and its executive committees.
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Senior Vice President & Senior Credit Officer, National/Regional DivisionBoatmen'S First National Bank 1989 - 1992Kansas City, Missouri Area• Managed divisions $900MM credit portfolio including $200MM in unfunded commitments $200MM in letters of credit in six mid-western states.• Prospected potential clients and marketed services.• Negotiated loan workouts.• Negotiated sale of $90MM bank, insurance agency, and other assets in $16MM workout while serving as president of the bank holding company and a bank director.
Terry Mills Skills
Terry Mills Education Details
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Business Administration And Management, General -
Financial Planning Program Prescribed By The Certified Financial Planner Board Of Standards.
Frequently Asked Questions about Terry Mills
What is Terry Mills's role at the current company?
Terry Mills's current role is Finance Professional | Commercial Banking | Retail Banking | Credit Analysis, Approval, and Administration.
What schools did Terry Mills attend?
Terry Mills attended Kansas State University, Oklahoma City University.
What skills is Terry Mills known for?
Terry Mills has skills like Credit Analysis, Risk Management, Cross Functional Team Leadership, Building Internal And External Relationships, Employee Engagement, Employee Recognition, Community Reinvestment Act, Credit Management, Collaborative Leadership, Team Leadership, Leadership Development, Analytical Skills.
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