Thomas Drake Email & Phone Number

Nashville, Tn, Us

Nashville, Tn, Us

Greater Memphis Area

• Co-manages a portfolio which has approximately $160MM in outstanding debt. Credits in the portfolio consist of private and public companies in various industries including manufacturing, wholesale, transportation, real estate and financial services. • Engages in analyzing financial data to assist in credit decisions• Evaluates credits by cash flow analysis and risk grading to proactively manage the portfolio.• Tracks and monitors portfolio trends and financial covenants, necessary modifications and annual reviews of all customers. Evaluates field examinations for more accurate risk assessment of the portfolio.• Prepares all documents as part of annual credit analysis and manages loan document preparation.• Interacts closely with credit officer to evaluate existing credits and new relationship opportunities .• Partnered with a member of Credit Data Solutions to build out a financial analysis database for the Asset Based Lending Department. This database houses critical financial information on all customers and is utilized to create reports for First Horizon Bank’s management teams.• Worked closely with borrowers in obtaining information and submitting required documentation to assist in the SBA’s PPP loan program• Assisted the bank as a Subject Matter Expert of the Main Street Lending Program

Manages a team of 10 Credit Analysts in First Horizon's ABL Line of Business. Works closely with the team to enhance skills such as credit underwriting, servicing, presentation skills, data management, leadership skills and industry knowledge.Organizes department workshops to improve knowledge base of various industries, systems and processes that Credit Analyst Team is exposed to.

Memphis, Tn

• Engages in analyzing financial data to assist in credit decisions• Evaluates credits by financial spreading, cash flow analysis, and risk grading to proactively assist in management of multiple portfolios• Prepares all documents as part of annual credit analysis and assists in loan document preparation• Interacts closely with credit officer to evaluate existing credits and new relationship opportunities• Participates in field exams, customer visits, and bank group meetings to expand knowledge

Greater Memphis Area

• Received life, health, property and casualty insurance licenses• Attended life and auto insurance camp; placed 2nd in production for 20 week reporting period• Participated in Agent Aspirant Program, 2008 – 2014• Received recognition as one of the leading auto insurance producers in Agent Aspirant Program• Specialized in meeting with customers to uncover financial needs• Approved candidate for State Farm Agency

Bachelor’S Degree, Finance, General, 3.48 Gpa

Activities and Societies: RUF (Reformed University Fellowship); Golden Key National Honor Society

Education record

Activities and Societies: Alpha Tau Omega Fraternity; Senate Commission

High School

Activities and Societies: BCHS Baseball team; Band; Holy Apostles Episcopal Church Member