Thomas H. Email & Phone Number

I am an experienced specialist in risk management supervision process, policy and regulation development, and cyber fraud and financial crimes analysis. I am a Federally commissioned risk examiner having over a decade of wide ranging experience in the bank regulatory industry. I also possess strong ability to manage cross-organizational teams and effective capacity for supervision/examination of financial institutions of various asset size, risk profile, and complexity. I am experienced in working with foreign banking organizations, community, regional, and large banks in New York and Florida, with a particular focus on New York City and South Florida entities. I demonstrate in-depth knowledge of banking rules and regulations, interagency policy and rule-making processes, as well as technical data research efforts. I have proven expertise in AML/CFT compliance, sanctions compliance, credit risk management program, and enterprise risk management. I also have working knowledge of how to apply regulatory frameworks for banking activities involving crypto assets, and am familiar with the latest fintech related developments in the financial industry. Overall, I am an individual with strong communication and interpersonal skills, coupled with effective research, writing, and policy-making abilities.