My purpose is to help you create the wealth and financial independence you desire through equity repositioning and growth in your Real Estate Investments. I do this by educating you on the various forms of financing available to help you meet your goals. My gift is helping my clients build wealth one real estate transaction at a time. Whether you are a first time home buyer, seasoned investor, or you have a desire to be financially free. I offer options that can help make your goal achievable. Licences & Education:Master's Degree University of IllinoisBachelor's Degree Southern Illinois UniversityCertified Real Estate Sales Person Licence # 01706343Certified Reverse Mortgage SpecialistCertified Mortgage PlannerCertified CAL VET Loan originatorFHA & VA Direct Mortgage LenderSpecialties: Energy Efficient Mortgages, Commercial and Investment Mortgages, Cal PERS and CAL STRS loan certified, FHA 203B, 203K and VA loans, CAL Vet certified, Reverse Mortgage certified, Construction Loan programs.