Director - Product Owner, Investment Backed Lending
Current
Jul 2023 - Present
AeroLeads people directory · profile
Tom Richards Email & Phone Number
Director - Product Owner, Investment Backed Lending
at
Coutts
1 work email found
@coutts.com
LinkedIn matched
✓ Verified August 2026
4 data sources
Profile completeness 100%
Current company
Role
Director - Product Owner, Investment Backed Lending
Location
Bristol, England, United Kingdom
Company size
Who is Tom Richards? Overview
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Quick answer
Tom Richards is listed as Director - Product Owner, Investment Backed Lending at Coutts, a with 2259 employees, based in Bristol, England, United Kingdom. AeroLeads shows a work email signal at coutts.com and a matched LinkedIn profile for Tom Richards.
Tom Richards previously worked as Associate Director at Coutts and Senior Associate at Coutts. Tom Richards holds Bachelor'S Degree, Mathematics from Cardiff University / Prifysgol Caerdydd.
Company email context
Email format at Coutts
This section adds company-level context without repeating Tom Richards's masked contact details.
{first}.{last}@coutts.com
89% confidence
AeroLeads found 1 current-domain work email signal for Tom Richards. Compare company email patterns before reaching out.
Profile bio
About Tom Richards
Collateral Evaluation and Monitoring for Coutts' Investment Backed Lending products. Previously held roles involving Investment Tax Reporting and Avaloq Programming within Private Banking.Qualified member of the Association of Tax Technicians (ATT)
Listed skills include Microsoft Excel, Microsoft Office, Data Analysis, Project Management, and 17 others.
Current workplace
Tom Richards's current company
Company context helps verify the profile and gives searchers a useful next step.
Coutts
7 roles
Tom Richards work experience
A career timeline built from the work history available for this profile.
Jan 2021 - Jul 2023
Mar 2019 - Dec 2020
Associate
My role as a Tax Analyst as part of the Client Tax Reporting team is to analyse any discrepancies between the Avaloq Banking Suite and the specialist tax reporting software CGCalc, to identify any errors before annual tax reports and certificates are issued to clients. This involves an understanding of the feed between both programs as well as in depth knowledge of tax laws and legislation.I also work with Internal Stakeholders, Accountants, Third Party Fund Managers and Clients to answer any queries relating to previously issued reports/certificates and to help update client/asset data for future report generations.
Oct 2014 - Mar 2019
Software Engineer
I worked as an Avaloq Certified Programmer as part of the Coutts Wealth IT department. Specifically programming the specialist documentation software Docucom to correctly interface with the Avaloq Banking Suite to ensure all client and product details were populated correctly within legally binding Mortgage and Lending documents.
Nov 2015 - Oct 2016
Cash Management Officer
Primarily responsible for the day to day running of the in store Cash Office. I also worked with other areas of the Operations team to manage change throughout the store.
Oct 2011 - Aug 2014
Mathematics Teacher
Brislington Enterprise College
Teaching students between 11 and 16 Mathematics up to and including GCSE level. Along with full teaching responsibilities I also sat on the school E-safety committee and organised additional GCSE revision groups after school hours.
Sep 2010 - Aug 2011
Team & coworkers
Colleagues at Coutts
Other employees you can reach at coutts.com. View company contacts for 2259 employees →
CD
Chris Dos Santos
Colleague at CouttsLondon, England, United Kingdom
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MH
Melissa Harvey
Colleague at CouttsBromley, England, United Kingdom
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TO
Trevor O'Donnell
Colleague at CouttsLondon, England, United Kingdom
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SH
Sibelle Hakki Ccibs
Colleague at CouttsLondon, England, United Kingdom
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SG
Steven Gray
Colleague at CouttsWest Midlands, England, United Kingdom
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BL
Bradley Leek
Colleague at CouttsGreater London, England, United Kingdom
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JY
Jessica Yang
Colleague at CouttsHong Kong Sar, Hong Kong
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DT
Denise Thodesen
Colleague at CouttsBexley, England, United Kingdom
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KD
Karl Dye
Colleague at CouttsLondon, England, United Kingdom
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NW
Nauman Waheed
Colleague at CouttsUnited Arab Emirates
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Chris Dos Santos
Colleague at CouttsLondon, England, United Kingdom
View →
MH
Melissa Harvey
Colleague at CouttsBromley, England, United Kingdom
View →
TO
Trevor O'Donnell
Colleague at CouttsLondon, England, United Kingdom
View →
SH
Sibelle Hakki Ccibs
Colleague at CouttsLondon, England, United Kingdom
View →
SG
Steven Gray
Colleague at CouttsWest Midlands, England, United Kingdom
View →
BL
Bradley Leek
Colleague at CouttsGreater London, England, United Kingdom
View →
JY
Jessica Yang
Colleague at CouttsHong Kong Sar, Hong Kong
View →
DT
Denise Thodesen
Colleague at CouttsBexley, England, United Kingdom
View →
KD
Karl Dye
Colleague at CouttsLondon, England, United Kingdom
View →
NW
Nauman Waheed
Colleague at CouttsUnited Arab Emirates
View →
2 education records
Tom Richards education
Bachelor'S Degree, Mathematics
Pgce - Secondary Mathematics, Secondary Education And Teaching
FAQ
Frequently asked questions about Tom Richards
Quick answers generated from the profile data available on this page.
What company does Tom Richards work for?
Tom Richards works for Coutts.
What is Tom Richards's role at Coutts?
Tom Richards is listed as Director - Product Owner, Investment Backed Lending at Coutts.
What is Tom Richards's email address?
AeroLeads has found 1 work email signal at @coutts.com for Tom Richards at Coutts.
Where is Tom Richards based?
Tom Richards is based in Bristol, England, United Kingdom while working with Coutts.
What companies has Tom Richards worked for?
Tom Richards has worked for Coutts, Harvey Nichols, and Brislington Enterprise College.
Who are Tom Richards's colleagues at Coutts?
Tom Richards's colleagues at Coutts include Chris Dos Santos, Melissa Harvey, Trevor O'Donnell, Sibelle Hakki Ccibs, and Steven Gray.
How can I contact Tom Richards?
You can use AeroLeads to view verified contact signals for Tom Richards at Coutts, including work email, phone, and LinkedIn data when available.
What schools did Tom Richards attend?
Tom Richards holds Bachelor'S Degree, Mathematics from Cardiff University / Prifysgol Caerdydd.
What skills is Tom Richards known for?
Tom Richards is listed with skills including Microsoft Excel, Microsoft Office, Data Analysis, Project Management, Mathematics Education, Mathematics, Data Entry, and Product Knowledge.
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