Veronica Jackson Email and Phone Number
• Over 9 years of experience in a lending, customer service, business and finance environment.• Solid analytical and decision-making skills while focusing highly to details.• Proficient operating Encompass, Microsoft Office and software applications – Excel, Access, Word, PowerPoint, Outlook and 10-key calculator skills.• Strong income, asset and liability analysis skills with the ability to calculate debt/income ratios.• Knowledge of General Accepted Accounting Principles and financial statements. • Solid knowledge of USDA, FHA, FNMA, FHLMC, RESPA and VA program guidelines.• Skilled at time management, loan pipeline management and multi-tasking.• Excellent verbal and written communication skills.• Proficient initiating and following Fannie Mae DO/DU and Freddie Mac findings.• A Bachelor’s Degree in Economics with a minor in Business Administration from Florida A & M University which includes 24 semester hours of study in the field of economics.
Home Community Mortgage
View- Website:
- homecommunitymortgage.com
- Employees:
- 5
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Senior Loan ProcessorHome Community Mortgage Jul 2015 - PresentMaitland, Fl• Maintain knowledge of regulatory changes, external and internal compliance requirements, and investor guidelines to insure loan salability.• Analyze asset statements, tax returns, W2’s, appraisal reports, income documents, credit reports and contracts.• Maintain positive communication and a working relationship with borrower, realtor, builder and referral sources in order provide pertinent loan information and procedures.• Write correspondence to borrowers, realtors, and title companies regarding loan requirements.• Document any potential issue regarding loan reasonableness or potential fraud and escalate to the appropriate department.
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Acquisition Specialist/Auto UnderwriterSterling Finance Company Oct 2013 - Jun 2015Maitland, Fl• Underwrite and decision 60-120 loans in a timely manner and in accordance with policy, guidelines and rate sheet requirements. • Utilize negotiating, verbal, and communication skills in order to negotiate deal terms and conditions with dealers within established approval/exception guidelines, leveraging risk versus reward, to establish credit quality and profitability.• Analyzed loan file documents (application, paystubs, tax returns, 1099’s, Black Book, Carfax, written verifications of deposit, written verification of employment, W2’s and credit report) than submit the loan file funding/closing.• Follow-up with all pending issues in order to assure timely receipt of application and closing of loan. -
Senior Loan ProcessorFbc Mortgage Llc Aug 2012 - Sep 2013Orlando, Florida Area• Utilized interpersonal skills to build and maintain professional relationships with clients, customers and co-workers.• Analyzed loan file documents (application, paystubs, tax returns, 1099’s, flood certificate, written verifications of deposit, written verification of employment, W2’s and credit report) than submitted the loan file for initial underwrite.• Processed, analyzed and managed a pipeline of 40 to 51 Conventional, FHA, USDA and VA loans.• Applied fraud knowledge and analytical skills to access FBC Mortgage, LLC risk while also minimizing the consumer’s ability to default on loan obligations. -
Senior Loan Processor / Conventional UnderwriterRegions Financial Corporation May 2009 - May 2012Orlando, Florida Area• Analyzed asset statements, tax returns, appraisal reports, income documents, credit reports and contracts.• Performed a variety of loan documentation duties on complex loans, using comprehensive knowledge of policies and procedures for several loan products.• Underwrote conventional loans according to product guidelines and AUS findings. • Coordinated with the underwriting department, loan officers, borrowers and realtors as necessary to facilitate completion of files and closing of at least 30 loans per month in an accurate and efficient manner.• Managed and analyzed pipeline reports, customer service reports and compliance reports. -
Loan Specialist 2Countrywide Home Loan Inc Oct 2007 - Nov 2008Maitland, Fl• Analyzed FHA, VA and Conventional mortgage loan files to verify that data and documentation is complete and meets bank, investor and government requirements.• Managed a caseload of 60-105 loan files that generated revenue for the banking, finance and housing industries. • Utilized business mathematics, automated financial and loan-tracking systems to ensure loans are processed according to policies and procedures.• Communicated with borrowers, realtors, underwriters and third party vendors ensuring challenges are resolved in a timely manner. -
Senior Loan SpecialistHomebanc Mortgage Aug 2005 - Aug 2007Orlando, Florida Area• Communicated loan procedures, guidelines and pertinent information to the borrower, sales agent, listing agent, title agent and loan officer.• Analyzed incoming documents for compliance and loan eligibility.• Prepared commitment letters and obtained documentation necessary to clear underwriting stipulations.• Processed and coordinated at least 28 closings a month, which generated millions in revenue.• Prepared over 85% of loan packages and settlement statements within 72 hours of the closing.• Ordered appraisals, flood certificates, title and evidence of hazard insurance. -
Revenue Specialist 2Florida Department Of Revenue Jul 2004 - Jul 2005Orlando, Florida Area• Collected amended returns, delinquent returns and delinquent funds for numerous business taxes such as payroll tax, sales and use tax, corporate tax, and solid waste tax for the state of Florida. • Managed a caseload of 5,274 accounts, which accumulated multi-millions in revenue for the state of Florida.• Educated current and potential taxpayers regarding processes and interpreted laws, rules, regulations, policies and administered procedures.• Reduced taxpayer delinquencies 40% - via telephone, letter campaigns and by utilizing additional collection methods in 8 months while boosting compliance.• Analyzed, evaluated and researched several search engines to locate and contact taxpayers.
Veronica Jackson Skills
Veronica Jackson Education Details
Frequently Asked Questions about Veronica Jackson
What company does Veronica Jackson work for?
Veronica Jackson works for Home Community Mortgage
What is Veronica Jackson's role at the current company?
Veronica Jackson's current role is Senior Loan Processor at Home Community Mortgage.
What schools did Veronica Jackson attend?
Veronica Jackson attended Florida Agricultural And Mechanical University.
What skills is Veronica Jackson known for?
Veronica Jackson has skills like Banking, Financial Analysis, Mortgage Lending, Credit, U.s. Federal Housing Authority, Loans, U.s. Department Of Agriculture, Customer Service.
Who are Veronica Jackson's colleagues?
Veronica Jackson's colleagues are Alexandria Davis, F T E, Atud Elvis Junior, Rose Mair.
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Veronica Jackson
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Veronica Jackson
Tampa, Fl4gmail.com, wellsfargo.com, bankofamerica.com, microsoft.com -
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