Specialize in First Time Homebuyers with down payment assistance, USDA, FHA and Conventional loanapplications to insure the loan meets credit, capacity, and collateral requirements per investor and internalguidelines.● Provide excellent customer service to Clients, Loan Officers and 3rd parties, with ability to multi task● Strong organizational skills and an attention to detail● Strong leadership and ability to prioritize

Provide exceptional customer service to Clients, Wealth Manager Bankers and Financial Consultantsthroughout the loan origination process● Verifies and validates supporting income, assets and liability● Compile necessary verifications and supporting loan documentation● Seek and provide alternatives for non-qualifying loans or documentation required● Review appraisals, title commitments and property reportsDigital Risk

Review and calculate mortgage insurance claim payments● Forensic review of closed loans to identify possible fraud, which includes requesting verifications ofemployment, assets and any documentation used to close the loan as well as reviewing credit and 1003 forundisclosed debt.● Assisted manager in ensuring the team stayed within compliance and met production goals as well asdistributing work as necessary● Training, Coaching and mentoring fellow team mates● Reviewed completed files for accuracy prior to transmitting to client● Assisted in maintaining production reports as well as reporting to upper managementProficio Mortgage Venture

Verifies and validates supporting income, assets and liability● Meet underwriting conditions● Compile necessary verifications and supporting loan documentation● Experience with FHA, VA and Conventional Loans

Review the loan application package for completeness and accuracy● Verifies and validates supporting income, assets and liability● Sign off on loan conditions, analyze title, purchase contract and escrow instructions

Independently conduct full & comprehensive evaluation of a variety of high risk mortgage loanapplications handling conventional, conforming and Lines of Credit● Interpret loan and underwriting criteria to determine underwriting decisions and final course of action● Calculated income for all types of borrowers, analyzed assets and source of funds and view creditreports to establish creditworthiness which supported our lending decision● Seek and provide alternatives for non-qualifying loans or documentation requirements● Experience with Desktop Underwriter and Originator

Promotion to Priority Loan Processor December 2002● Provide exceptional service to clients and financial consultants throughout the loan origination process● Perform income analysis on new applications and send to Underwriting with lending recommendation● Compile necessary verifications and supporting loan documentation● Prepare and send client correspondence and regulatory disclosures● Underwrite appraisals and titles● Meet underwriting conditions● Successfully managed a pipeline of loans of 100 + loans, exceeding all quality and quantity goals whileproviding the best possible customer service.● Manage incoming and outgoing calls to clients● Process loans for clients that have over one million in assets with Merrill Lynch

Provide administrative support to the Production Department● Prepared the loan set up package● Compiled closing packages and sends to closing agents